10006 Cumbria Dr, Daphne, AL 36526 Property Records

Baldwin County property record for 10006 Cumbria Dr, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,367 sqft · built 2007
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on Record
Last Sale	$271,500 (Nov 2020)
Tax Bill	$1,688 (2026)
Deeds & Mortgages	Feb 2023 Second Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43-08-34-0-000-001.052`

Property Details

APN / Parcel Number

Primary APN	`43-08-34-0-000-001.052`
Alternative APNs	`289522` `378901`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,367 sqft Heated Area
1st Floor Area	1,799 sqft
Upper Floors Area	568 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	150 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	378901
Street Address	10006 CUMBRIA DR
City	DAPHNE
State	AL
Zip	36526-8722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	55' X 150' LOT 40 OLDFIELD PHASE ONE SUB SLIDE 2328-C & D IN THE CITY OF DAPHNE SEC 34-T5S-R2E (WD/SURVIVORSHIP)
Legal Subdivision	OLDFIELD SUB PHASE ONE
Legal Phase	1
Legal Lot Number	40
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	1
Census Block	1037
Census Tract	10709

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10006 CUMBRIA DR, DAPHNE, AL 36526-8722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Nov 3, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
Apr 20, 2017	Warranty Deed, Transfer · FHA Mortgage PLATINUM MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2020 · Amount on Record
Deed Sale	Nov 3, 2020 · Amount on Record
Prior Sale	Apr 20, 2017 · Amount on Record
Deed Document Number	20201868434
Prior Transfer Date	Feb 27, 2009
Prior Transfer Doc	0001165419
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	10006 CUMBRIA DR, DAPHNE, AL 36526-8722
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002046081
Date	Feb 8, 2023
Instrument	2046081

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2043

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Nov 3, 2020
Property Address	10006 CUMBRIA DR, DAPHNE, AL 36526-8722
Document Number	0001868434
Map Reference	SL 2328-C&2328-D
Instrument Date	Oct 30, 2020
Instrument	1868434
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 SILAGE DR, 420, FAIRHOPE, AL 36532-0056

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10006 CUMBRIA DR, DAPHNE, AL 36526-8722

Mortgage

Document Number	0001868435
Date	Nov 3, 2020
Instrument	1868435

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Apr 20, 2017
Property Address	10006 CUMBRIA DR, DAPHNE, AL 36526-8722
Document Number	0001628639
Map Reference	SL2328C
Instrument Date	Apr 3, 2017
Instrument	1628639
Transaction Type	Transfer
Record Updated	Mar 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2022 SEACLIFF DR N, 2022, DAPHNE, AL 36526-7133

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10006 CUMBRIA DR, DAPHNE, AL 36526-8722

Mortgage

Document Number	0001628640
Date	Apr 20, 2017
Instrument	1628640

Lender

Name	PLATINUM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Daphne City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,688.00 (+6.77%) Homeowner's exemption
2025	$1,581.00 (-1.86%)	$35,360 (-1.78%) Land $6,240 Building $29,120	$353,600 (-1.78%) Land $62,400 Building $291,200
2023	$1,611.00 (+36.41%) Homeowner's exemption	$36,000 (+26.23%)	$360,000 (+26.32%) Land $66,000 Building $294,000
2022	$1,181.00 (+8.65%) Homeowner's exemption	$28,520	$285,000 Land $47,300 Building $237,700
2021	$1,087.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: C Spire Wireless.

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