Oswego County and Oswego City property record for 100 E Cayuga St, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,048 sqft · built 1900 |
| Lot Size | 0.025 acres (1,089 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Apr 2026) |
| Tax Bill | $1,575 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.48-05-01 |
| Primary APN | 351200 128.48-05-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,048 sqft Living Area |
| 1st Floor Area | 699 sqft |
| Upper Floors Area | 349 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 1,089 sqft (0.025 acres) |
| Lot Dimensions | 33 ft deep x 33 ft wide |
| Porch | Slab |
| Porch Area | 187 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4694 |
|---|---|
| Street Address | 100 E CAYUGA ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-1122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN2 |
| Legal Block | 5 |
| Legal Lot Number | 1.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 21605 |
Source: Oswego County and Oswego City records, as of October 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 146 SCARBOROUGH RD, BELLE MEAD, NJ 08502-5863 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Apr 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK LENA |
| Dec 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Sep 14, 2022 | Warranty Deed, Transfer VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2026 · Amount on Record |
| Deed Sale | Apr 13, 2026 · Amount on Record |
| Prior Sale | Sep 17, 2024 · Amount on Record |
| Deed Document Number | 20263013 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Apr 13, 2026 |
| Property Address | 100 E CAYUGA ST, OSWEGO, NY 13126-1122 |
| Document Number | 0000003013 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 20263013 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $56,560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 146 SCARBOROUGH RD, BELLE MEAD, NJ 08502-5863 |
| Date | Apr 13, 2026 |
|---|
| Name | COMMUNITY BANK LENA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Dec 30, 2022 |
| Property Address | 100 E CAYUGA ST, OSWEGO, NY 13126-1122 |
| Document Number | 0000004048 |
| Instrument Date | Dec 9, 2022 |
| Instrument | R-2022-014048 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2023 |
| Title Company | VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 131 W ALBANY ST, OSWEGO, NY 13126-1924 |
| Name | Verified Name |
|---|---|
| Address | 25 BEEN ST, WHEATLEY HEIGHTS, NY 11798 |
| Document Number | 0000004049 |
|---|---|
| Date | Dec 30, 2022 |
| Instrument | R-2022-014049 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Sep 14, 2022 |
| Property Address | 100 E CAYUGA ST, OSWEGO, NY 13126-1122 |
| Document Number | 0000000024 |
| Instrument Date | Sep 6, 2022 |
| Instrument | R-2022-010024 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2022 |
| Title Company | VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $60.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 360 WALNUT ST, 360, OSWEGO, NY 13126-3738 |
| Name | Verified Name |
|---|---|
| Address | 131 W ALBANY ST, OSWEGO, NY 13126-1924 |
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,575.00 (-1.13%) | ||
| 2025 | $1,593.00 | $85,000 (+73.47%) Land $8,000 Building $77,000 | $85,000 (+43.98%) Land $8,000 Building $77,000 |
| 2023 | $49,000 Land $4,300 Building $44,700 | $59,036 Land $5,181 Building $53,855 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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