Oswego County and Oswego City property record for 90 E Cayuga St, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,378 sqft · built 1900 |
| Lot Size | 0.079 acres (3,465 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Jul 2023) |
| Tax Bill | $2,437 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.48-04-02 |
| Primary APN | 351200 128.48-04-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,378 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Upper Floors Area | 390 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,465 sqft (0.079 acres) |
| Lot Dimensions | 99 ft deep x 35 ft wide |
| Porch | Slab |
| Porch Area | 196 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1648 |
|---|---|
| Street Address | 90 E CAYUGA ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-1105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN2 |
| Legal Subdivision | EAST OSWEGO |
| Legal Block | 4 |
| Legal Lot Number | 2.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 21605 |
Source: Oswego County and Oswego City records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 91 1/2 E MOHAWK ST, OSWEGO, NY 13126-2731 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FULTON SAVINGS BANK |
| Jul 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage GENESEE REGIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2023 · Amount on Record |
| Deed Sale | Jul 24, 2023 · Amount on Record |
| Prior Sale | Dec 11, 2015 · Amount on Record |
| Deed Document Number | 20236278 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 90 E CAYUGA ST, OSWEGO, NY 13126-1105 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Title Company | CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 183 COUNTY ROUTE 89, OSWEGO, NY 13126-6017 |
| Document Number | 0000000179 |
|---|---|
| Date | Jan 7, 2026 |
| Instrument | R-2026-000179 |
| Name | FULTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | FULTON, NY 13069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 293 Months |
| Due | Jun 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jul 24, 2023 |
| Property Address | 90 E CAYUGA ST, OSWEGO, NY 13126-1105 |
| Document Number | 0000006278 |
| Instrument Date | Jun 23, 2023 |
| Instrument | R-2023-006278 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Title Company | VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 90 E CAYUGA ST, OSWEGO, NY 13126-1105 |
| Name | Verified Name |
|---|---|
| Address | 91 1 2 E MOHAWK ST, OSWEGO, NY 13126 |
| Document Number | 0000006279 |
|---|---|
| Date | Jul 24, 2023 |
| Instrument | R-2023-006279 |
| Name | GENESEE REGIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,437.00 | $130,000 (+110.7%) Land $14,200 Building $115,800 | $130,000 (+74.88%) Land $14,200 Building $115,800 |
| 2023 | $61,700 (-) Land $7,700 Building $54,000 | $74,337 (+10.84%) Land $9,277 Building $65,060 | |
| 2022 | $61,700 Land $7,700 Building $54,000 | $67,065 Land $8,370 Building $58,695 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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