Oswego County and Oswego City property record for 107 E Cayuga St, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,809 sqft · built 1870 |
| Lot Size | 0.078 acres (3,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $169,000 (Aug 2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Dec 2022 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.41-07-39 |
| Primary APN | 351200 128.41-07-39 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,809 sqft Living Area |
| 1st Floor Area | 1,273 sqft |
| 2nd Floor Area | 399 sqft |
| Upper Floors Area | 504 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 3,400 sqft (0.078 acres) |
| Lot Dimensions | 100 ft deep x 34 ft wide |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3663 |
|---|---|
| Street Address | 107 E CAYUGA ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-2212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN1 |
| Legal Block | 7 |
| Legal Lot Number | 39.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 21605 |
Source: Oswego County and Oswego City records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 121 PULASKI ST, SYRACUSE, NY 13204-1307 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Aug 25, 2026 | Warranty Deed, Transfer · FHA Mortgage MAGNOLIA BANK |
| Dec 1, 2022 | Public Action, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2026 · Amount on Record |
| Deed Sale | Aug 25, 2026 · Amount on Record |
| Prior Sale | Dec 1, 2022 · Amount on Record |
| Deed Document Number | 2026R-2026-007757 |
| Prior Transfer Date | Nov 28, 2022 |
| Prior Transfer Doc | 0000003050 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Aug 25, 2026 |
| Property Address | 107 E CAYUGA ST, OSWEGO, NY 13126-2212 |
| Document Number | 0000007757 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 20267757 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2026 |
| Title Company | VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $68,276.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 PULASKI ST, SYRACUSE, NY 13204-1307 |
| Date | Aug 25, 2026 |
|---|
| Name | MAGNOLIA BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Public Action |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Dec 1, 2022 |
| Property Address | 107 E CAYUGA ST, OSWEGO, NY 13126-2212 |
| Document Number | 0000003050 |
| Instrument Date | Nov 28, 2022 |
| Instrument | R-2022-013050 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Tax Sale |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 W ONEIDA ST, OSWEGO, NY 13126-2556 |
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $135,000 (+132.76%) Land $14,100 Building $120,900 | $135,000 (+93.19%) Land $14,100 Building $120,900 |
| 2023 | $58,000 Land $7,600 Building $50,400 | $69,880 Land $9,157 Building $60,723 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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