108 E Cayuga St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 108 E Cayuga St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,142 sqft · built 1928
Lot Size	0.032 acres (1,419 sqft)
Owner	2 Individual Names on Record
Last Sale	$29,900 (Sep 2015)
Tax Bill	$1,387 (2025)
Flood Zone	Zone X (minimal risk)
APN	`351200 128.41-06-02`

Property Details

APN / Parcel Number

Primary APN	`351200 128.41-06-02`
Alternative APNs	`120012804100060020000000` `5024`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,142 sqft Living Area
1st Floor Area	758 sqft
Upper Floors Area	408 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	1,419 sqft (0.032 acres)
Lot Dimensions	43 ft deep x 33 ft wide
Porch	Porch
Porch Area	24 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5024
Street Address	108 E CAYUGA ST
City	OSWEGO
State	NY
Zip	13126-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN1
Legal Block	6
Legal Lot Number	2.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	4
Census Block	4008
Census Tract	21605

Owner

Source: Oswego County and Oswego City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7167 STATE ROUTE 104, OSWEGO, NY 13126-6027
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2015 · Amount on Record
Deed Sale	Sep 23, 2015 · Amount on Record
Prior Sale	Aug 2, 2010 · Amount on Record
Deed Document Number	20159095
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,387.00	$74,000 (+147.49%) Land $9,500 Building $64,500	$74,000 (+105.42%) Land $9,500 Building $64,500
2023		$29,900 Land $4,400 Building $25,500	$36,024 Land $5,301 Building $30,723

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20