Oswego County and Oswego City property record for 98 E Cayuga St, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,151 sqft · built 1900 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Company Name on Record |
| Last Sale | $635,400 (Sep 2023) |
| Tax Bill | $1,987 (2025) |
| Deeds & Mortgages | Sep 2023 Sale Dec 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.48-05-29 |
| Primary APN | 351200 128.48-05-29 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,151 sqft Living Area |
| 1st Floor Area | 795 sqft |
| Upper Floors Area | 356 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,178 sqft (0.05 acres) |
| Lot Dimensions | 66 ft deep x 33 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 179 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3233 |
|---|---|
| Street Address | 98 E CAYUGA ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-1122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN2 |
| Legal Block | 5 |
| Legal Lot Number | 29.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 21605 |
Source: Oswego County and Oswego City records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 5171, OSWEGO, NY 13126-5171 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 27, 2023 | Deed, Transfer |
| Dec 6, 2022 | Bargain and Sale Deed, Transfer WEBTITLE AGENCY |
| Jan 31, 2022 | Bargain and Sale Deed, Foreclosure WEBTITLE AGENCY |
| Dec 3, 2021 | Referee's Deed, Foreclosure WEBTITLE AGENCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2023 · Amount on Record |
| Deed Sale | Sep 27, 2023 · Amount on Record |
| Prior Sale | Dec 6, 2022 · Amount on Record |
| Deed Document Number | 20238674 |
| Prior Transfer Date | Jul 31, 2006 |
| Prior Transfer Doc | 0000009754 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Sep 27, 2023 |
| Property Address | 98 E CAYUGA ST, OSWEGO, NY 13126-1122 |
| Document Number | 0000008674 |
| Instrument Date | Sep 25, 2023 |
| Instrument | R-2023-008674 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,542.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 845, OSWEGO, NY 13126-0845 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 5171, OSWEGO, NY 13126-5171 |
| Investor | Possibly a Property Investor |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Dec 6, 2022 |
| Property Address | 98 E CAYUGA ST, OSWEGO, NY 13126-1122 |
| Document Number | 0000003155 |
| Instrument Date | Nov 25, 2022 |
| Instrument | R-2022-013155 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | WEBTITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $242.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | PO BOX 845, OSWEGO, NY 13126-0845 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jan 31, 2022 |
| Property Address | 98 E CAYUGA ST, OSWEGO, NY 13126-1122 |
| Document Number | 0000000994 |
| Instrument Date | Dec 16, 2021 |
| Instrument | R-2022-000994 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 18, 2022 |
| Title Company | WEBTITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1050 WOODWARD AVE, 1050, DETROIT, MI 48226-3573 |
| Name | Verified Name |
|---|---|
| Address | 2000 N CLASSEN BLVD STE 3200, 3200, OKLAHOMA CITY, OK 73106-6034 |
| Document Type | Referee's Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Dec 3, 2021 |
| Property Address | 98 E CAYUGA ST, OSWEGO, NY 13126-1122 |
| Document Number | 0000004418 |
| Instrument Date | Oct 28, 2021 |
| Instrument | R-2021-014418 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 21, 2021 |
| Title Company | WEBTITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $392.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226-3573 |
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,987.00 | $106,000 (+53.85%) Land $13,000 Building $93,000 | $106,000 (+27.69%) Land $13,000 Building $93,000 |
| 2023 | $68,900 (-) Land $6,000 Building $62,900 | $83,012 (+10.84%) Land $7,229 Building $75,783 | |
| 2022 | $68,900 Land $6,000 Building $62,900 | $74,891 Land $6,522 Building $68,369 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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