6 Westminster Dr, Spring Valley, IL 61362 Property Records

Bureau County property record for 6 Westminster Dr, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Details	built 1970
Lot Size	0.242 acres (10,542 sqft)
Owner	Individual Name on Record
Last Sale	$124,000 (Jun 2021)
Tax Bill	$6,354 (2025)
Deeds & Mortgages	May 2005 Line of Credit Jun 2009 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-26-302-003`

Property Details

APN / Parcel Number

Primary APN	`18-26-302-003`
Alternative APN	`2506`

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	10,542 sqft (0.242 acres)

Location & Zoning

Account Number	1826302003
Street Address	6 WESTMINSTER DR
City	SPRING VALLEY
State	IL
Zip	61362-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-CAMBRIDGE 1ST ADD. L 6 D 21-2702
Legal Range	11
Legal Township	16
Legal Section	26
Legal Subdivision	CAMBRIDGE 1ST ADD
Legal Lot Number	6
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	3
Census Block	3028
Census Tract	965100

Owner

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 9, 2005	Deed of Trust, Mortgage · Line of Credit CITIZENS FIRST NATIONAL BANK
Jun 3, 2009	Deed of Trust, Mortgage · Line of Credit CITIZENS FIRST NATIONAL BANK
Jun 6, 2007	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST NATIONAL BANK
Jun 21, 2021	Warranty Deed, Transfer · Conventional Mortgage INLAND BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2021 · Amount on Record
Deed Sale	Jun 21, 2021 · Amount on Record
Deed Document Number	20212702
Record Updated	Sep 20, 2026

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	6 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001208/191
Date	May 9, 2005
Book Page	1208/191
Instrument	052465

Lender

Name	CITIZENS FIRST NATIONAL BANK
Type	Bank
Address	PRINCETON, IL 61356

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	6 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001410/200
Date	Jun 3, 2009
Book Page	1410/200
Instrument	2009_03134

Lender

Name	CITIZENS FIRST NATIONAL BANK
Type	Bank
Address	SPRING VALLEY, IL 61362

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 5, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	6 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	ALL COUNTY TITLE COMPANY, LASALLE COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001293/400
Date	Jun 6, 2007
Book Page	1293/400
Instrument	2007_03219

Lender

Name	CITIZENS FIRST NATIONAL BANK
Type	Bank
Address	SPRING VALLEY, IL 61362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2022

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Jun 21, 2021
Property Address	6 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505
Document Number	2021R02702
Instrument Date	Jun 18, 2021
Instrument	2021R02702
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6 WESTMINSTER DR, SPRING VALLEY, IL 61362-1505

Mortgage

Document Number	2021R02703
Date	Jun 21, 2021
Instrument	2021R02703

Lender

Name	INLAND BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.75%

Mortgage

Document Number	2021R02704
Date	Jun 21, 2021
Instrument	2021R02704

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,354.00 (+13.16%)	$68,252 (+15.77%) Land $9,673 Building $58,579	$204,756 (+15.77%) Land $29,019 Building $175,737
2023		$58,955 Land $8,355 Building $50,600	$176,865 Land $25,065 Building $151,800
2022	$5,615.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1982–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY serves 5,582 people · EPA ID IL0111000
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Geneseo Communications Services Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: IVNet, Nextlink.

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