5 Laird St, Ramsay, MT 59748 Property Records

Butte-Silver Bow property record for 5 Laird St, Ramsay, MT 59748

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,519 sqft · built 1916
Lot Size	0.322 acres (14,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$322,304 (Sep 2024)
Tax Bill	$1,539 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0119773`

Property Details

APN / Parcel Number

Primary APN	`R0119773`
Alternative APNs	`01-1196-14-3-11-13-0000` `0001718000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,519 sqft Living Area
1st Floor Area	1,109 sqft
Attic	Attic
Attic Area	410 sqft
Basement Area	550 sqft
Finished Basement	550 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1980
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,026 sqft (0.322 acres)
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	291 sqft
Deck Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0001718000
Street Address	5 LAIRD ST
City	RAMSAY
State	MT
Zip	59748-7500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAMSAY TOWNSITE, S14, T03 N, R09 W, BLOCK 2, LOT 14
Legal Range	09W
Legal Township	03N
Legal Section	14
Legal Subdivision	RAMSAY TOWNSITE
Legal Block	2
Legal Lot Number	14
Jurisdiction	SILVER BOW MT
Township / Civil Division	BUTTE-SILVER BOW NORTHWEST
Census Block Group	1
Census Block	1192
Census Tract	800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ramsay Historic District listed 1988 · 35 contributing resources · NRIS 87002227

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Butte-Silver Bow records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 LAIRD ST, RAMSAY, MT 59748-7500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Jan 13, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Jan 9, 2018	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 5, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2024 · Amount on Record
Deed Sale	Sep 5, 2024 · Amount on Record
Prior Sale	Mar 3, 2017
Deed Document Number	2024737973
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SILVER BOW MT
Property Address	5 LAIRD ST, RAMSAY, MT 59748-7500
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	716573
Date	Aug 25, 2021
Instrument	716573

Lender

Name	CLEARPATH LENDING
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SILVER BOW MT
Property Address	5 LAIRD ST, RAMSAY, MT 59748-7500
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	710616
Date	Jan 13, 2021
Instrument	710616

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SILVER BOW MT
Property Address	5 LAIRD ST, RAMSAY, MT 59748-7500
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MACKOFF KELLOGG LAW FIRM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	403/43
Date	Jan 9, 2018
Book Page	403/43
Instrument	689192

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SILVER BOW MT
Property Address	5 LAIRD ST, RAMSAY, MT 59748-7500
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	699026
Date	Jul 5, 2019
Instrument	699026

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SILVER BOW MT
Recording Date	Mar 3, 2017
Property Address	5 LAIRD ST, RAMSAY, MT 59748-7500
Document Number	396/060
Book / Page	396 / 060
Instrument Date	Mar 3, 2017
Instrument	683461
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 LAIRD ST, BUTTE, MT 59701

Tax Assessment & Valuation

Source: Butte-Silver Bow assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Montana
County / Consolidated City	Butte-Silver Bow
Secondary School District	Butte High School District (09 - 12)
Elementary School District	Ramsay Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,539.00	$318,500 (-)
2025	$1,539.00 (+759.78%)	$318,500 (+63.64%)	$318,500 (+63.64%) Land $16,651 Building $301,849
2023	$179.00 (+2.29%)	$194,629	$194,629 Land $28,879 Building $165,750
2022	$175.00 Disabled Person's exemption Veteran's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 78% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSAY WATER AND SEWER DISTRICT serves 97 people · EPA ID MT0000578
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Blackfoot Telephone Cooperative.

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