10 E William St, Fords, NJ 08863 Property Records

Middlesex County and Woodbridge Township property record for 10 E William St, Fords, NJ 08863

Property Summary

Property Type	Single Family Home
Details	850 sqft · built 1944
Lot Size	0.096 acres (4,199 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Jun 2026)
Tax Bill	$10,672 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-00043-05-00097-02`

Property Details

APN / Parcel Number

Primary APN	`25-00043-05-00097-02`
Alternative APNs	`25000430005000970002` `1910`

Interior

Stories	1 Story
Building Area	850 sqft Living Area
1st Floor Area	850 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	4,199 sqft (0.096 acres)
Lot Dimensions	100 ft deep x 42 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	1910
Street Address	10 E WILLIAM ST
City	FORDS
State	NJ
Zip	08863-2208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	42.0X100.0
Legal Block	43.5
Legal Lot Number	97.2
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	WOODBRIDGE
Census Block Group	3
Census Block	3008
Census Tract	3203

Owner

10 E William St is owned and occupied by two individuals who bought it in June 2026.

Source: Middlesex County and Woodbridge Township records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 E WILLIAM ST, FORDS, NJ 08863-2208
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed, Transfer · Conventional Mortgage PARAMOUNT MORTGAGE
Dec 16, 2020	Deed, Transfer · FHA Mortgage MLB RESIDENTIAL LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Dec 16, 2020 · Amount on File
Deed Document Number	202638213
Deed Book / Page	20050 / 1044
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 16, 2026
Property Address	10 E WILLIAM ST, FORDS, NJ 08863-2208
Document Number	0000038213
Book / Page	20050 / 1044
Instrument Date	May 22, 2026
Instrument	202638213
Transaction Type	Transfer
Record Updated	Jul 9, 2026
Title Company	SIMPLICITY TITLE LLC, SIMPLICITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56,560.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 E WILLIAM ST, FORDS, NJ 08863-2208

Mortgage

Document Number	0000038214,
Date	Jun 16, 2026
Instrument	202638214

Lender

Name	PARAMOUNT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Dec 16, 2020
Property Address	10 E WILLIAM ST, FORDS, NJ 08863-2208
Document Number	2020129718
Book / Page	18183 / 716
Instrument Date	Oct 30, 2020
Instrument	2020129718
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	ALL AHEAD TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,937.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 OLD JACKSONVILLE RD, 19, TOWACO, NJ 07082-1013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 E WILLIAM STREET, WOODBRIDGE, NJ

Mortgage

Document Number	2020129719
Date	Dec 16, 2020
Instrument	2020129719

Lender

Name	MLB RESIDENTIAL LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10 E William St was $10,672, up 9.1% from the year before.

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Woodbridge Township
Unified School District	Woodbridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,400 (-) Land $18,400 Building $54,000	$72,400 (-) Land $18,400 Building $54,000
2025	$10,672.00 (+9.1%)	$72,400 Land $18,400 Building $54,000	$72,400 Land $18,400 Building $54,000
2024	$9,782.00
2023		$72,400 Land $18,400 Building $54,000	$72,400 Land $18,400 Building $54,000
2022	$8,978.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10 E William St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 E William St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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