9N874 Bowes Bend Dr, Elgin, IL 60124 Property Records

Kane County property record for 9N874 Bowes Bend Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,542 sqft · built 1979
Lot Size1.06 acres (46,609 sqft)
Owner2 Individual Names on Record
Last Sale$280,500 (Jun 2020)
Tax Bill$169 (2022)
Deeds & MortgagesJun 2020 Sale & Mortgage
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN05-27-226-010

Property Details

APN / Parcel Number

Primary APN05-27-226-010

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,542 sqft Living Area
1st Floor Area2,542 sqft
Basement Area992 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleSplit Level
Exterior MaterialBrick
Construction TypeFrame
Lot Area46,609 sqft
Garage TypeCarport
Garage Area500 sqft
CarportCarport
Carport Area500 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address9N874 BOWES BEND DR
CityELGIN
StateIL
Zip60124-8365
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description10
Legal SubdivisionBOWES BEND
Legal Block1
Legal Lot Number10
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group1
Census Block1054
Census Tract850709

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9N874 BOWES BEND DR, ELGIN, IL 60124-8365
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS
Mar 14, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 2020 · Amount on Record
Deed SaleJun 17, 2020 · Amount on Record
Prior SaleSep 29, 2014 · Amount on Record
Deed Document Number202031881
Prior Transfer DateFeb 8, 2017
Prior Transfer Doc0000013261
Record UpdatedOct 29, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 17, 2020
Property Address9N874 BOWES BEND DR, ELGIN, IL 60124-8365
Document Number0000031881
Instrument DateApr 9, 2020
Instrument31881
Transaction TypeTransfer
Record UpdatedAug 6, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$421.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9N665 ADOBE RDG ELGIN IL 601244311, ELGIN, IL 60124-4311

Mortgage

Document Number31882
DateJun 17, 2020
Instrument31882
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 16, 2050

March 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateMar 14, 2017
Property Address9N874 BOWES BEND DR, ELGIN, IL 60124-8365
Document Number0000013261
Instrument DateFeb 8, 2017
Instrument2017K013261
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyPRESISION TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address9N874 BOWES BEND DR, ELGIN, IL 60124-8365
InvestorPossibly a Property Investor

Mortgage

Document Number0000013262
DateMar 14, 2017
Instrument2017K013262
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2032
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Veteran's exemption$129,871 (+7.79%) Land $29,791 Building $100,080$389,769 (+7.79%) Land $89,409 Building $300,360
2024$120,485 (+19.35%) Land $27,638 Building $92,847$361,600 (+19.4%) Land $82,947 Building $278,652
2022$169.00 (-97.8%) Disabled Person's exemption Veteran's exemption$100,948 (+7.46%) Land $23,138 Building $77,810$302,844 (+7.46%) Land $69,414 Building $233,430
2021$7,668.00 Homeowner's exemption$93,944 Land $22,353 Building $71,591$281,832 Land $67,059 Building $214,773

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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