Kane County property record for 40W768 Bowes Bend Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,248 sqft · built 1983 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $112,000 (Jul 2024) |
| Tax Bill | $7,261 (2025) |
| Deeds & Mortgages | May 2026 Transfer Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-26-101-016 |
| Primary APN | 05-26-101-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 45,738 sqft |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|
| Street Address | 40W768 BOWES BEND DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BOWES BEND |
| Legal Block | 1 |
| Legal Lot Number | 52 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 850709 |
40W768 Bowes Bend Dr is owned and occupied by two individuals who acquired it in May 2026.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40W768 BOWES BEND DR, ELGIN, IL 60124-8326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 10, 2018 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2024 · Amount on File |
| Deed Sale | Jul 24, 2024 · Amount on File |
| Prior Sale | Aug 12, 1999 · Amount on File |
| Deed Document Number | 202425751 |
| Last Transfer Date | May 1, 2026 |
| Transfer Doc | 0000017899 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 1, 2026 |
| Property Address | 40W768 BOWES BEND DR, ELGIN, IL 60124-8326 |
| Document Number | 0000017899 |
| Instrument Date | May 1, 2026 |
| Instrument | 202617899 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40W768 BOWES BEND DR, ELGIN, IL 60124-8326 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 40W768 BOWES BEND DR, ELGIN, IL 60124-8326 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000059137 |
|---|---|
| Date | Dec 10, 2018 |
| Instrument | 2018K059137 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 5, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 40W768 Bowes Bend Dr was $7,261, down 6.2% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,261.00 (-6.19%) | $117,203 (+7.79%) Land $29,791 Building $87,412 | $351,750 (+7.79%) Land $89,409 Building $262,341 |
| 2024 | $7,740.00 | $108,733 Land $27,638 Building $81,095 | $326,330 Land $82,947 Building $243,382 |
| 2022 | $6,493.00 (+4.84%) Homeowner's exemption | $82,567 (+7.18%) Land $23,138 Building $59,429 | $247,701 (+7.18%) Land $69,414 Building $178,287 |
| 2021 | $6,193.00 Homeowner's exemption | $77,033 Land $22,353 Building $54,680 | $231,099 Land $67,059 Building $164,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40W768 Bowes Bend Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40W768 Bowes Bend Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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