9N852 Bowes Bend Dr, Elgin, IL 60124 Property Records

Kane County property record for 9N852 Bowes Bend Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,473 sqft · built 1979
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Trust Names on File
Tax Bill	$8,286 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit Mar 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`05-27-226-012`

Property Details

APN / Parcel Number

Primary APN	`05-27-226-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,473 sqft Living Area
1st Floor Area	2,473 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	44,867 sqft
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	9N852 BOWES BEND DR
City	ELGIN
State	IL
Zip	60124-8365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BOWES BEND
Legal Block	1
Legal Lot Number	11
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1054
Census Tract	850709

Owner

9N852 Bowes Bend Dr is owner-occupied and held in a trust since February 2019.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	9N852 BOWES BEND DR, ELGIN, IL 60124-8365
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Mar 5, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 4, 2019
Transfer Doc	0000008578
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	9N852 BOWES BEND DR, ELGIN, IL 60124-8365
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004375
Date	Jan 26, 2018
Instrument	2018K004375

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2048

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Mar 5, 2019
Property Address	9N852 BOWES BEND DR, ELGIN, IL 60124-8365
Document Number	0000008578
Instrument Date	Feb 4, 2019
Instrument	8578
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9N852 BOWES BEND DR ELGIN IL 601248365, ELGIN, IL 60124-8365

Tax Assessment & Valuation

The 2025 property tax bill for 9N852 Bowes Bend Dr was $8,286 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,286.00 Homeowner's exemption Senior Citizen's exemption	$140,627 (+7.79%) Land $29,791 Building $110,836	$422,050 (+7.79%) Land $89,409 Building $332,641
2024		$130,464 Land $27,638 Building $102,826	$391,549 Land $82,947 Building $308,601
2022	$7,812.00 (+5.47%) Homeowner's exemption	$103,129 (+7.48%) Land $23,138 Building $79,991	$309,387 (+7.48%) Land $69,414 Building $239,973
2021	$7,407.00 Homeowner's exemption	$95,952 Land $22,353 Building $73,599	$287,856 Land $67,059 Building $220,797

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9N852 Bowes Bend Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9N852 Bowes Bend Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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