9N768 Bowes Bend Dr, Elgin, IL 60124 Property Records

Kane County property record for 9N768 Bowes Bend Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,298 sqft · built 1987
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Mar 2021)
Tax Bill	$4,281 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-27-226-015`

Property Details

APN / Parcel Number

Primary APN	`05-27-226-015`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,298 sqft Living Area
1st Floor Area	2,298 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Lot Area	43,124 sqft (0.99 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	9N768 BOWES BEND DR
City	ELGIN
State	IL
Zip	60124-8365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOWES BEND - LOT 13
Legal Subdivision	BOWES BEND
Legal Block	1
Legal Lot Number	13
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1054
Census Tract	850709

Owner

9N768 Bowes Bend Dr is owned and occupied by two individuals who bought it in March 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9N768 BOWES BEND DR, ELGIN, IL 60124-8365
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2021 · Amount on File
Deed Sale	Mar 4, 2021 · Amount on File
Prior Sale	Feb 26, 2002 · Amount on File
Deed Document Number	202117140
Prior Transfer Date	Feb 10, 2011
Prior Transfer Doc	0000023791
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 4, 2021
Property Address	9N768 BOWES BEND DR, ELGIN, IL 60124-8365
Document Number	0000017140
Instrument Date	Feb 26, 2021
Instrument	2021K017140
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	BAIRD & WARNER TTL SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9N768 BOWES BEND DR, ELGIN, IL 60124-8365

Mortgage

Document Number	0000017141
Date	Mar 4, 2021
Instrument	2021K017141

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.5%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	9N768 BOWES BEND DR, ELGIN, IL 60124-8365
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044972
Date	Sep 25, 2019
Instrument	2019K044972

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 9N768 Bowes Bend Dr was $4,281 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,281.00 Homeowner's exemption	$72,391 (+7.79%) Land $29,791 Building $42,600	$217,260 (+7.79%) Land $89,409 Building $127,851
2024		$67,159 Land $27,638 Building $39,521	$201,558 Land $82,947 Building $118,610
2022	$8,227.00 (+5%) Homeowner's exemption	$103,025 (+7.48%) Land $23,138 Building $79,887	$309,075 (+7.48%) Land $69,414 Building $239,661
2021	$7,835.00 Homeowner's exemption	$95,856 Land $22,353 Building $73,503	$287,568 Land $67,059 Building $220,509

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9N768 Bowes Bend Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9N768 Bowes Bend Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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