Kane County property record for 9N580 Flora Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,040 sqft · built 1965 |
| Lot Size | 0.246 acres (10,725 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Oct 2019) |
| Tax Bill | $5,353 (2025) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-27-153-023 |
| Primary APN | 06-27-153-023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 2,080 sqft |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 10,725 sqft (0.246 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 9N580 FLORA DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELGIN ESTATES UNIT 1 LOT 41 |
| Legal Subdivision | ELGIN ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 41 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 851908 |
9N580 Flora Dr is owned and occupied by two individuals who bought it in October 2019.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9N580 FLORA DR, ELGIN, IL 60123-5518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2019 · Amount on File |
| Deed Sale | Oct 10, 2019 · Amount on File |
| Deed Document Number | 201948141 |
| Prior Transfer Date | Feb 27, 2004 |
| Prior Transfer Doc | 0000034283 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 10, 2019 |
| Property Address | 9N580 FLORA DR, ELGIN, IL 60123-5518 |
| Document Number | 0000048141 |
| Instrument Date | Aug 5, 2019 |
| Instrument | 2019K048141 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9N580 FLORA DR, ELGIN, IL 60123-5518 |
| Document Number | 0000048142 |
|---|---|
| Date | Oct 10, 2019 |
| Instrument | 2019K048142 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 9N580 Flora Dr was $5,353 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,353.00 Homeowner's exemption | $86,130 (+8.57%) Land $22,517 Building $63,613 | $258,493 (+8.57%) Land $67,578 Building $190,915 |
| 2024 | $79,332 Land $20,740 Building $58,592 | $238,091 Land $62,245 Building $175,846 | |
| 2022 | $4,735.00 (+6.4%) Homeowner's exemption | $65,351 (+6.96%) Land $17,085 Building $48,266 | $196,053 (+6.96%) Land $51,255 Building $144,798 |
| 2021 | $4,450.00 Homeowner's exemption | $61,098 Land $15,973 Building $45,125 | $183,294 Land $47,919 Building $135,375 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9N580 Flora Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 9N580 Flora Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-ROLLINS private · serves 231 people · EPA ID IL0895150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Copper | 1.41 mg/L (2019–2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Metronet, Verizon.
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