9N564 Flora Dr, Elgin, IL 60123 Property Records

Kane County property record for 9N564 Flora Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,040 sqft · built 1963
Lot Size	0.241 acres (10,481 sqft)
Owner	2 Individual Names on Record
Last Sale	$308,000 (Oct 2025)
Tax Bill	$5,357 (2025)
Deeds & Mortgages	Oct 2025 Sale Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-27-153-020`

Property Details

APN / Parcel Number

Primary APN	`06-27-153-020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	2,080 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Frame
Lot Area	10,481 sqft (0.241 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	9N564 FLORA DR
City	ELGIN
State	IL
Zip	60123-5518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELGIN ESTATES UNIT 1 LOT 38
Legal Subdivision	ELGIN ESTATES
Legal Block	3
Legal Lot Number	38
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3013
Census Tract	851908

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9N564 FLORA DR, ELGIN, IL 60123-5518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Mar 17, 2021	Intrafamily Transfer, Transfer · FHA Mortgage MERIDIAN HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	Mar 17, 2021
Deed Document Number	202540651
Prior Transfer Date	Mar 9, 2021
Prior Transfer Doc	0000021019
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 16, 2025
Property Address	9N564 FLORA DR, ELGIN, IL 60123-5518
Document Number	0000040651
Instrument Date	Sep 17, 2025
Instrument	2025K040651
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$308.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9N564 FLORA DR, ELGIN, IL 60123-5518

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Mar 17, 2021
Property Address	9N564 FLORA DR, ELGIN, IL 60123-5518
Document Number	0000021019
Instrument Date	Mar 9, 2021
Instrument	2021K021019
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	RESEARCH TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9N564 FLORA DR, ELGIN, IL 60123-5518

Mortgage

Document Number	0000021020
Date	Mar 17, 2021
Instrument	2021K021020

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,357.00 (+2.57%) Homeowner's exemption	$86,180 (+8.57%) Land $22,517 Building $63,663	$258,643 (+8.57%) Land $67,578 Building $191,065
2024	$5,223.00 (+10.24%) Homeowner's exemption	$79,378 (+21.39%) Land $20,740 Building $58,638	$238,229 (+21.44%) Land $62,245 Building $175,984
2022	$4,738.00 (+6.4%) Homeowner's exemption	$65,389 (+6.96%) Land $17,085 Building $48,304	$196,167 (+6.96%) Land $51,255 Building $144,912
2021	$4,453.00 Homeowner's exemption	$61,134 Land $15,973 Building $45,161	$183,402 Land $47,919 Building $135,483

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ROLLINS private · serves 231 people · EPA ID IL0895150
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	4 ppb (2026) action level 15 ppb
Copper	1.41 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Verizon.

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