Kane County property record for 9N595 Flora Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,040 sqft · built 1960 |
| Lot Size | 0.314 acres (13,693 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $229,000 (Jun 2020) |
| Tax Bill | $5,263 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-27-176-007 |
| Primary APN | 06-27-176-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 2,080 sqft |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 13,693 sqft (0.314 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 9N595 FLORA DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELGIN ESTATES UNIT 1 LOT 12 |
| Legal Subdivision | ELGIN ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 851908 |
Source: Kane County records · APN 06-27-176-007
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9N595 FLORA DR, ELGIN, IL 60123-6720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jun 19, 2020 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Dec 27, 2019 | Grant Deed, Transfer USI |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 19, 2020 · Amount on Record |
| Deed Sale | Jun 19, 2020 · Amount on Record |
| Prior Sale | Dec 27, 2019 · Amount on Record |
| Deed Document Number | 202032303 |
| Prior Transfer Date | Dec 29, 2003 |
| Prior Transfer Doc | 0000027535 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 9N595 FLORA DR, ELGIN, IL 60123-6720 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2021 |
| Title Company | BAIRD & WARNER TTL SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0000007027 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 2021K007027 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 19, 2020 |
| Property Address | 9N595 FLORA DR, ELGIN, IL 60123-6720 |
| Document Number | 0000032303 |
| Instrument Date | Jun 15, 2020 |
| Instrument | 2020K032303 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $229.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 823 HASTINGS ST, 823, ELGIN, IL 60120-8220 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9N595 FLORA DR, ELGIN, IL 60123-6720 |
| Document Number | 0000032304 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 2020K032304 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 27, 2019 |
| Property Address | 9N595 FLORA DR, ELGIN, IL 60123-6720 |
| Document Number | 0000062779 |
| Instrument Date | Dec 11, 2019 |
| Instrument | 62779 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | USI |
| Amount | Amount Recorded |
|---|---|
| Tax | $137.25 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 823 HASTINGS ST ELGIN IL 601208220, ELGIN, IL 60120-8220 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,263.00 (+13.06%) Homeowner's exemption | ||
| 2024 | $78,110 (+21.39%) Land $20,740 Building $57,370 | $234,424 (+21.44%) Land $62,245 Building $172,179 | |
| 2022 | $4,655.00 (+6.42%) Homeowner's exemption | $64,344 (+6.96%) Land $17,085 Building $47,259 | $193,032 (+6.96%) Land $51,255 Building $141,777 |
| 2021 | $4,374.00 Homeowner's exemption | $60,157 Land $15,973 Building $44,184 | $180,471 Land $47,919 Building $132,552 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Metronet Holdings, Verizon.
Based on FCC filings for 404 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | IL AMERICAN-ROLLINS private · serves 231 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Copper | 1.41 mg/L (2019–2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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