9N570 Flora Dr, Elgin, IL 60123 Property Records

Kane County property record for 9N570 Flora Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1963
Lot Size	0.246 acres (10,725 sqft)
Owner	Individual Name on Record
Tax Bill	$5,233 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-27-153-021`

Property Details

APN / Parcel Number

Primary APN	`06-27-153-021`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	2,080 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Frame
Lot Area	10,725 sqft (0.246 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	9N570 FLORA DR
City	ELGIN
State	IL
Zip	60123-5518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELGIN ESTATES UNIT 1 LOT 39
Legal Subdivision	ELGIN ESTATES
Legal Block	3
Legal Lot Number	39
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3013
Census Tract	851908

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9N570 FLORA DR, ELGIN, IL 60123-5518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	9N570 FLORA DR, ELGIN, IL 60123-5518
Document Number	0000050097
Instrument Date	Sep 18, 2017
Transaction Type	Mortgage
Record Updated	Oct 23, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9N570 FLORA DR ELGIN IL 601235518, ELGIN, IL 60123-5518

Mortgage

Document Number	0000050097
Date	Sep 25, 2017
Instrument	50097

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	NORTH CHICAGO, IL 60064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 24, 2027

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,233.00 (+13.05%) Homeowner's exemption	$84,370 (+8.57%) Land $22,517 Building $61,853	$253,211 (+8.57%) Land $67,578 Building $185,633
2024		$77,711 (+21.39%) Land $20,740 Building $56,971	$233,226 (+21.44%) Land $62,245 Building $170,981
2022	$4,629.00 (+6.41%) Homeowner's exemption	$64,016 (+6.96%) Land $17,085 Building $46,931	$192,048 (+6.96%) Land $51,255 Building $140,793
2021	$4,350.00 Homeowner's exemption	$59,850 Land $15,973 Building $43,877	$179,550 Land $47,919 Building $131,631

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ROLLINS private · serves 231 people · EPA ID IL0895150
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	4 ppb (2026) action level 15 ppb
Copper	1.41 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Verizon.

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