9992 Estep Dr, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 9992 Estep Dr, Carmel, IN 46280

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,665 sqft · built 1989
Lot Size0.189 acres (8,276 sqft)
OwnerCompany Name on Record
Last Sale$429,000 (Sep 2024)
Tax Bill$3,324 (2024)
Deeds & MortgagesApr 2023 Line of Credit
Sep 2024 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN29-14-07-112-042.000-018

Property Details

APN / Parcel Number

Primary APN29-14-07-112-042.000-018
Alternative APN
  • 1714070112042000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,665 sqft Living Area
1st Floor Area1,665 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1989
Architectural StyleOther
Roof MaterialAsphalt
Lot Area8,276 sqft (0.189 acres)
Lot Dimensions121 ft deep x 82 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemOther

Location & Zoning

Account Number1714070112042000
Street Address9992 ESTEP DR
CityCARMEL
StateIN
Zip46280-1588
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .19, SECTION 7, TOWNSHIP 17, RANGE 4, WALDEN POND, SECTION 3, LOT 117
Legal Range04
Legal Township17
Legal Section07
Legal SubdivisionWALDEN POND
Legal Block3
Legal Lot Number117
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1009
Census Tract111104

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address9992 ESTEP DR, CARMEL, IN 46280-1588
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2023Deed of Trust, Mortgage · Line of Credit
INDIANA MEMBERS CU
Sep 6, 2024Warranty Deed, Transfer
ATTA NATL TTL GROUP OF IN LL
Jan 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Sep 17, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SOLIDARITY COMMUNITY FCU
Mar 6, 2018Grant Deed, Transfer
INDIANA MEMBERS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2024 · Amount on Record
Deed SaleSep 6, 2024 · Amount on Record
Prior SaleMar 6, 2018 · Amount on Record
Deed Document Number2024033735
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address9992 ESTEP DR, CARMEL, IN 46280-1588
Transaction TypeMortgage
Record UpdatedMar 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014158
DateApr 21, 2023
Instrument2023014158
Lender
NameINDIANA MEMBERS CU
TypeCredit Union
AddressINDIANAPOLIS, IN 46240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 20, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateSep 6, 2024
Property Address9992 ESTEP DR, CARMEL, IN 46280-1588
Document Number0000033735
Map ReferenceDOC 200600066419
Instrument DateSep 3, 2024
Instrument2024033735
Transaction TypeTransfer
Record UpdatedMar 5, 2026
Title CompanyATTA NATL TTL GROUP OF IN LL

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address9992 ESTEP DR, CARMEL, IN 46280-1588

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address9992 ESTEP DR, CARMEL, IN 46280-1588
Transaction TypeMortgage
Record UpdatedOct 22, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021004134
DateJan 20, 2021
Instrument2021004134
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address9992 ESTEP DR, CARMEL, IN 46280-1588
Transaction TypeMortgage
Record UpdatedOct 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018043167
DateSep 17, 2018
Instrument2018043167
Lender
NameSOLIDARITY COMMUNITY FCU
TypeCredit Union
AddressKOKOMO, IN 46902
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueSep 22, 2033

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON IN
Recording DateMar 6, 2018
Property Address9992 ESTEP DR, CARMEL, IN 46280-1588
Document Number0000008998
Instrument DateMar 1, 2018
Instrument8998
Transaction TypeTransfer
Record UpdatedApr 2, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9992 ESTEP DR INDIANAPOLIS IN 462801588, INDIANAPOLIS, IN 46280-1588

Mortgage

Document Number8999
DateMar 6, 2018
Instrument8999
Lender
NameINDIANA MEMBERS CU
TypeCredit Union
AddressINDIANAPOLIS, IN 46240
Agreement
AmountAmount Recorded
Term360 Months
DueMar 5, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$353,000 (+9.93%) Land $96,600 Building $256,400$353,000 (+9.93%) Land $96,600 Building $256,400
2024$3,324.00 (+15.94%)$321,100 (+8.96%) Land $96,600 Building $224,500$321,100 (+8.96%) Land $96,600 Building $224,500
2023$2,867.00 (+4.67%)$294,700 (+13.7%) Land $70,200 Building $224,500$294,700 (+13.7%) Land $70,200 Building $224,500
2022$2,739.00$259,200 Land $70,200 Building $189,000$259,200 Land $70,200 Building $189,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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