Hamilton County property record for 9962 Estep Dr, Carmel, IN 46280
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,671 sqft · built 1989 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,340 (2024) |
| Deeds & Mortgages | May 2021 Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-14-07-112-037.000-018 |
| Primary APN | 29-14-07-112-037.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,671 sqft Living Area |
| 1st Floor Area | 1,671 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Other |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 129 ft deep x 68 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Other |
| Account Number | 1714070112037000 |
|---|---|
| Street Address | 9962 ESTEP DR |
| City | CARMEL |
| State | IN |
| Zip | 46280-1588 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .20, SECTION 7, TOWNSHIP 17, RANGE 4, WALDEN POND, SECTION 3, LOT 122 |
| Legal Range | 04 |
| Legal Township | 17 |
| Legal Section | 07 |
| Legal Subdivision | WALDEN POND |
| Legal Block | 3 |
| Legal Lot Number | 122 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 111104 |
9962 Estep Dr is owned and occupied by an individual who acquired it in May 2021.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9962 ESTEP DR, CARMEL, IN 46280-1588 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Sep 5, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Jul 6, 2017 | Warranty Deed, Transfer · Conventional Mortgage USAA FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2019 |
| Deed Sale | Sep 5, 2019 |
| Prior Sale | Sep 5, 2019 |
| Deed Document Number | 2019041814 |
| Last Transfer Date | May 12, 2021 |
| Transfer Doc | 0000035778 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | May 12, 2021 |
| Property Address | 9962 ESTEP DR, CARMEL, IN 46280-1588 |
| Document Number | 0000035778 |
| Map Reference | DOC 200600066419 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 2021035778 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9962 ESTEP DR, CARMEL, IN 46280-1588 |
| Document Number | 0000035779 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2021035779 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Sep 5, 2019 |
| Property Address | 9962 ESTEP DR, CARMEL, IN 46280-1588 |
| Document Number | 2019041814 |
| Map Reference | DOC 2006000066419 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 2019041814 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9962 ESTEP DR, CARMEL, IN 46280-1588 |
| Document Number | 2019041815 |
|---|---|
| Date | Sep 5, 2019 |
| Instrument | 2019041815 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 6, 2017 |
| Property Address | 9962 ESTEP DR, CARMEL, IN 46280-1588 |
| Document Number | 2017031919 |
| Map Reference | DOC8908805 |
| Instrument Date | Jul 5, 2017 |
| Instrument | 2017031919 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | LANDQUEST TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 9962 ESTEP DR, CARMEL, IN 46280-1588 |
| Document Number | 2017031920 |
|---|---|
| Date | Jul 6, 2017 |
| Instrument | 2017031920 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $352,700 Land $96,800 Building $255,900 | $352,700 Land $96,800 Building $255,900 | |
| 2024 | $3,340.00 (+15.93%) | ||
| 2023 | $2,881.00 (+7.1%) | $295,900 (+13.72%) Land $70,300 Building $225,600 | $295,900 (+13.72%) Land $70,300 Building $225,600 |
| 2022 | $2,690.00 | $260,200 Land $70,300 Building $189,900 | $260,200 Land $70,300 Building $189,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9962 Estep Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9962 Estep Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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