Hamilton County property record for 9986 Estep Dr, Carmel, IN 46280
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,815 sqft · built 1989 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Company Name on Record |
| Last Sale | $467,495 (Nov 2023) |
| Tax Bill | $3,433 (2024) |
| Deeds & Mortgages | Jan 2024 Transfer Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-14-07-112-041.000-018 |
| Primary APN | 29-14-07-112-041.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,815 sqft Living Area |
| Gross Area | 2,299 sqft |
| 1st Floor Area | 1,815 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 121 ft deep x 68.7 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 9986 ESTEP DR |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46280-1588 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .19, SECTION 7, TOWNSHIP 17, RANGE 4, WALDEN POND, SECTION 3, LOT 118 |
| Legal Range | 04 |
| Legal Township | 17 |
| Legal Section | 07 |
| Legal Subdivision | WALDEN POND SECTION 3 |
| Legal Block | 3 |
| Legal Lot Number | 118 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 111104 |
Source: Hamilton County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 9986 ESTEP DR, CARMEL, IN 46280-1588 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 22, 2024 | Intrafamily Transfer, Transfer MTC |
| Nov 27, 2023 | Personal Representative Deed, Transfer · Conventional Mortgage GVC MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2023 · Amount on Record |
| Deed Sale | Nov 27, 2023 · Amount on Record |
| Deed Document Number | 202344619 |
| Last Transfer Date | Jan 22, 2024 |
| Transfer Doc | 0000002091 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jan 22, 2024 |
| Property Address | 9986 ESTEP DR, CARMEL, IN 46280-1588 |
| Document Number | 0000002091 |
| Map Reference | DOC 8919135 |
| Instrument Date | Jan 22, 2024 |
| Instrument | 2024002091 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2026 |
| Title Company | MTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9985 ESTEP DR, CARMEL, IN 46280-1587 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Nov 27, 2023 |
| Property Address | 9986 ESTEP DR, CARMEL, IN 46280-1588 |
| Document Number | 0000044619 |
| Map Reference | DOC 8919135 |
| Instrument Date | Nov 21, 2023 |
| Instrument | 2023044619 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2026 |
| Title Company | MTC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 9986 ESTEP DR, CARMEL, IN 46280-1588 |
| Document Number | 0000044620 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | 2023044620 |
| Name | GVC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $361,900 (+9.53%) Land $96,600 Building $265,300 | $361,900 (+9.53%) Land $96,600 Building $265,300 | |
| 2024 | $3,433.00 (+38.99%) | $330,400 (+8.68%) Land $96,600 Building $233,800 | $330,400 (+8.68%) Land $96,600 Building $233,800 |
| 2023 | $2,470.00 (+6.37%) | $304,000 (+13.86%) Land $70,200 Building $233,800 | $304,000 (+13.86%) Land $70,200 Building $233,800 |
| 2022 | $2,322.00 | $267,000 Land $70,200 Building $196,800 | $267,000 Land $70,200 Building $196,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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