Hamilton County property record for 9980 Estep Dr, Carmel, IN 46280
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,809 sqft · built 1989 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $340,000 (Jul 2022) |
| Tax Bill | $3,549 (2024) |
| Deeds & Mortgages | Jun 2021 Line of Credit Jul 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-14-07-112-040.000-018 |
| Primary APN | 29-14-07-112-040.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,809 sqft Living Area |
| 1st Floor Area | 1,809 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Other |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.189 acres) |
| Lot Dimensions | 118 ft deep x 86 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Other |
| Account Number | 1714070112040000 |
|---|---|
| Street Address | 9980 ESTEP DR |
| City | CARMEL |
| State | IN |
| Zip | 46280-1588 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .19, SECTION 7, TOWNSHIP 17, RANGE 4, WALDEN POND, SECTION 3, LOT 119 |
| Legal Range | 04 |
| Legal Township | 17 |
| Legal Section | 07 |
| Legal Subdivision | WALDEN POND SECTION 3 |
| Legal Block | 3 |
| Legal Lot Number | 119 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 111104 |
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9980 ESTEP DR, CARMEL, IN 46280-1588 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jul 25, 2022 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2022 · Amount on Record |
| Deed Sale | Jul 25, 2022 · Amount on Record |
| Prior Sale | Mar 16, 2016 · Amount on Record |
| Deed Document Number | 2022036743 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 9980 ESTEP DR, CARMEL, IN 46280-1588 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9980 ESTEP DR, CARMEL, IN 46280-1588 |
| Document Number | 0000045818 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 2021045818 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 27, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 25, 2022 |
| Property Address | 9980 ESTEP DR, CARMEL, IN 46280-1588 |
| Document Number | 0000036743 |
| Map Reference | DOC 200600066419 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 2022036743 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 9980 ESTEP DR, CARMEL, IN 46280-1588 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 9980 ESTEP DR, CARMEL, IN 46280-1588 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020077378 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2020077378 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $361,300 (+9.52%) Land $96,600 Building $264,700 | $361,300 (+9.52%) Land $96,600 Building $264,700 | |
| 2024 | $3,549.00 (+14.26%) | $329,900 (+8.23%) Land $96,600 Building $233,300 | $329,900 (+8.23%) Land $96,600 Building $233,300 |
| 2023 | $3,106.00 (+4.09%) | $304,800 (+13.9%) Land $70,200 Building $234,600 | $304,800 (+13.9%) Land $70,200 Building $234,600 |
| 2022 | $2,984.00 | $267,600 Land $70,200 Building $197,400 | $267,600 Land $70,200 Building $197,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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