999 Summer St, Algonac, MI 48001 Property Records

St. Clair County property record for 999 Summer St, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,232 sqft · built 1980
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$114,000 (Dec 2018)
Tax Bill	$2,534 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2018 Sale
Flood Zone	Zone X (moderate risk)
APN	`74-01-153-0006-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-153-0006-000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	120 ft deep x 65 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	999 SUMMER ST
City	ALGONAC
State	MI
Zip	48001-1243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 6 R J MONTE ESTATES SUBD SEC 10 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	10
Legal Subdivision	R J MONTE ESTATES SUBD
Legal Lot Number	6
Legal Unit	6
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	3
Census Block	3005
Census Tract	649000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	999 SUMMER ST, ALGONAC, MI 48001-1243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Dec 7, 2018	Warranty Deed, Transfer ATA NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2018 · Amount on Record
Deed Sale	Dec 7, 2018 · Amount on Record
Prior Sale	Jul 15, 2008 · Amount on Record
Deed Document Number	201826953
Deed Book / Page	5014 / 615
Prior Transfer Date	Apr 21, 2016
Prior Transfer Doc	4704/996
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	999 SUMMER ST, ALGONAC, MI 48001-1243
Transaction Type	Mortgage
Record Updated	Oct 26, 2021
Title Company	TITLE RESOLUTIONS, TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	999 SUMMER ST, ALGONAC, MI 48001-1243

Mortgage

Document Number	543560
Date	Oct 15, 2021
Book Page	5435/60
Instrument	2021029171

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 7, 2018
Property Address	999 SUMMER ST, ALGONAC, MI 48001-1243
Document Number	5014615
Book / Page	5014 / 615
Map Reference	LB 73 PG 7
Instrument Date	Nov 28, 2018
Instrument	2018026953
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$980.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6071 SAINT PIERRE DR, CLAY, MI 48001-4266

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,900 (+3.63%)	$165,800 (+3.63%)
2025	$2,534.00 (+2.05%) Homeowner's exemption	$80,000 (+15.77%)
2024	$2,483.00 (+12.86%)		$160,000 (+15.77%)
2023		$69,100
2022	$2,200.00		$138,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Aug 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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