1029 Summer St, Algonac, MI 48001 Property Records

St. Clair County property record for 1029 Summer St, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,500 sqft · built 1930
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$116,329 (Apr 2009)
Tax Bill	$1,951 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`74-01-153-0007-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-153-0007-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	120 ft deep x 135 ft wide
Garage Area	1,672 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1029 SUMMER ST
City	ALGONAC
State	MI
Zip	48001-1295
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOTS 7 & 8 R J MONTE ESTATES SUBDIVISION
Legal Subdivision	R J MONTE ESTATES SUBDIVISION
Legal Lot Number	7-8
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	3
Census Block	3005
Census Tract	649000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1029 SUMMER ST, ALGONAC, MI 48001-1295
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2009 · Amount on Record
Deed Sale	Apr 30, 2009 · Amount on Record
Deed Document Number	20099323
Deed Book / Page	3939 / 474
Prior Transfer Date	Apr 16, 2009
Prior Transfer Doc	003939/474
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1029 SUMMER ST, ALGONAC, MI 48001-1295
Document Number	0049360859
Instrument Date	Mar 28, 2018
Transaction Type	Mortgage
Record Updated	May 3, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 SUMMER ST ALGONAC MI 480011295, ALGONAC, MI 48001-1295

Mortgage

Document Number	0049360859
Date	Apr 20, 2018
Book Page	004936/000859

Lender

Name	FIFTH THIRD BK/ESTN MI
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,000 (+3.54%)	$222,000 (+3.54%)
2025	$1,951.00 (+2.04%) Homeowner's exemption	$107,200 (+15.64%)
2024	$1,912.00 (+13.4%)		$214,400 (+15.64%)
2023		$92,700
2022	$1,686.00		$185,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Aug 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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