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1032 Summer St, Algonac, MI 48001 Property Records

St. Clair County property record for 1032 Summer St, Algonac, MI 48001 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,360 sqft · built 1972
Lot Size0.49 acres (21,344 sqft)
OwnerIndividual Name on File
Tax Bill$1,466 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Sep 2017 Transfer
Flood ZoneZone X (moderate risk)
APN74-01-107-0057-000

Property Details

APN / Parcel Number

Primary APN74-01-107-0057-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,360 sqft Living Area
1st Floor Area1,360 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Lot Area21,344 sqft (0.49 acres)
Lot Dimensions213 ft deep x 100 ft wide
Garage Area2,888 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1032 SUMMER ST
CityALGONAC
StateMI
Zip48001-1294
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWLY 100' OF OUTLOT C MEAS PARALLEL WITH W LINE & LYING NELY OF NELY LINE OF SUMMER ST EXTD ALGONAC ASSESSORS PLAT SEC 10 T2N R16E
Legal Range16E
Legal Township02N
Legal Section10
Legal SubdivisionASSESSORS
Legal Lot NumberC
Legal UnitC
JurisdictionSAINT CLAIR MI
Township / Civil DivisionALGONAC
Census Block Group3
Census Block3002
Census Tract649000

Owner

Source: St. Clair County records · APN 74-01-107-0057-000

Assessment roll updated October 7, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1032 SUMMER ST, ALGONAC, MI 48001-1294
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2026Warranty Deed, Transfer · Conventional Mortgage
HOME MORTGAGE CORPORATION
Sep 28, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateJul 22, 2026
Property Address1032 SUMMER ST, ALGONAC, MI 48001-1294
Document Number0000014781
Book / Page5946 / 262
Instrument DateJul 10, 2026
Instrument202614781
Transaction TypeTransfer
Record UpdatedAug 05, 2026
Title CompanyNATIONAL TITLE GROUP, ATA NATIONAL TITLE GROUP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$208,312.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5160 KING RD, CHINA, MI 48054-4413

Mortgage

Document Number0000014782,
DateJul 22, 2026
Book Page5946/264
Instrument202614782
Lender
NameHOME MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAINT CLAIR MI
Recording DateSep 28, 2017
Property Address1032 SUMMER ST, ALGONAC, MI 48001-1294
Document Number0048740057
Book / Page004874 / 000057
Instrument DateSep 25, 2017
Transaction TypeTransfer
Record UpdatedOct 31, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1032 SUMMER ST ALGONAC MI 480011294, ALGONAC, MI 48001-1294

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAlgonac City
CountySt. Clair County
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,466.00 (-38.46%) Homeowner's exemption$125,100 (+14.67%)
2024$2,382.00 (+13.43%)$250,200 (+14.67%)
2023$109,100
2022$2,100.00$218,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 25 individual NFIP policies nearby
Nearby Flood Policies25 in force
Nearby Flood Claims1 (2000)
Most Recent ClaimAug 2000, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 290 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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