934 Summer St, Algonac, MI 48001 Property Records

St. Clair County property record for 934 Summer St, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Lot Size	0.664 acres (28,966 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Oct 2022)
Tax Bill	$2,129 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2022 Transfer
Flood Zone	Zone X (moderate risk)
APN	`74-01-107-0056-002`

Property Details

APN / Parcel Number

Primary APN	`74-01-107-0056-002`

Exterior

Lot Area	28,966 sqft

Location & Zoning

Street Address	934 SUMMER ST
City	ALGONAC
State	MI
Zip	48001-1244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF OUTLOT C DESC AS: BEG N 29D 43M 58S E 30' & N 60D 30M 35S W 70' FROM SE'LY COR OF OUTLOT C, TH N 60D 30M 35S W 127.15', TH N 28D 25M 43S E 222.56', TH S 61D 29M 28S E 132.26', TH S 29D 44M 12S W 224.79' TO BEG ALGONAC ASSESSORS PLAT ACCORDING
Legal Subdivision	ASSESSORS
Legal Lot Number	C
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	3
Census Block	3002
Census Tract	649000

Owner

Source: St. Clair County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	934 SUMMER ST, ALGONAC, MI 48001-1244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Warranty Deed, Transfer · FHA Mortgage FIRST STATE BANK
Oct 4, 2022	Intrafamily Transfer, Transfer BELL TITLE AGENCY/CHESTERFIELD, BELL TTL AGCY OF CHESTERFIEL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2022 · Amount on Record
Deed Sale	Oct 28, 2022 · Amount on Record
Deed Document Number	202224556
Deed Book / Page	5574 / 475
Prior Transfer Date	Sep 30, 2022
Prior Transfer Doc	0000556751
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 28, 2022
Property Address	934 SUMMER ST, ALGONAC, MI 48001-1244
Document Number	0005574475
Book / Page	5574 / 475
Instrument Date	Sep 30, 2022
Instrument	2022024556
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	940 SUMMER ST, 940, ALGONAC, MI 48001-1244

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26319 BELANGER ST, ROSEVILLE, MI 48066-3166

Mortgage

Document Number	0005569275
Date	Oct 11, 2022
Book Page	5569/275
Instrument	2022023286

Lender

Name	FIRST STATE BANK
Type	Bank
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 4, 2022
Property Address	934 SUMMER ST, ALGONAC, MI 48001-1244
Document Number	0000556751
Book / Page	5567 / 51
Instrument Date	Sep 30, 2022
Instrument	2022022790
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	BELL TITLE AGENCY/CHESTERFIELD, BELL TTL AGCY OF CHESTERFIEL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	940 SUMMER ST, 940, ALGONAC, MI 48001-1244

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 SUMMER ST, ALGONAC, MI 48001-1244

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,129.00 (-39.29%) Homeowner's exemption	$91,700 (+14.63%)
2024	$3,507.00 (+86.74%)		$183,400 (+14.63%)
2023		$80,000
2022	$1,878.00		$160,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Aug 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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