9987 Harvest Dr, Frederick, MD 21702 Property Records

Frederick County property record for 9987 Harvest Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,452 sqft · built 1985
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,716 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-402695`

Property Details

APN / Parcel Number

Primary APN	`20-402695`
Alternative APN	`402695`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,452 sqft Living Area
1st Floor Area	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Detached
Garage Area	1,288 sqft
Parking Spaces	4 Parking Spaces
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	402695
Street Address	9987 HARVEST DR
City	FREDERICK
State	MD
Zip	21702-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 98 BLK B SEC 5 .448 AC HARVEST DR HARVEST DRIVE
Legal Subdivision	CRESTVIEW ESTATES
Legal Block	B
Legal Lot Number	98
Jurisdiction	FREDERICK MD
Township / Civil Division	20, LEWISTOWN
Census Block Group	1
Census Block	1040
Census Tract	751302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9987 HARVEST DR, FREDERICK, MD 21702-1819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage WOODSBORO BANK
Nov 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2004
Deed Sale	Aug 3, 2004
Prior Sale	Feb 11, 1985 · Amount on Record
Deed Document Number	200445137
Deed Book / Page	4768 / 310
Transfer Doc	0047680310
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9987 HARVEST DR, FREDERICK, MD 21702-1819
Transaction Type	Mortgage
Record Updated	Dec 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0155390361
Date	Dec 6, 2021
Book Page	15539/361

Lender

Name	WOODSBORO BANK
Type	Bank
Address	WOODSBORO, MD 21798

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9987 HARVEST DR, FREDERICK, MD 21702-1819
Document Number	0127580145
Instrument Date	Nov 16, 2018
Transaction Type	Mortgage
Record Updated	Dec 31, 2018
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9987 HARVEST DR FREDERICK MD 217021819, FREDERICK, MD 21702-1819

Mortgage

Document Number	0127580145
Date	Dec 14, 2018
Book Page	012758/000145

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,167 (+4.72%)	$395,900 (+14.16%) Land $136,800 Building $259,100
2025	$3,716.00 (+6.29%) Homeowner's exemption	$346,800 (+22%) Land $96,700 Building $250,100	$346,800 (-) Land $96,700 Building $250,100
2024	$3,496.00 (+8.74%)
2023	$3,215.00 Homeowner's exemption	$284,267	$346,800 Land $96,700 Building $250,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2003–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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