9991 Harvest Dr, Frederick, MD 21702 Property Records

Frederick County property record for 9991 Harvest Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,456 sqft · built 1983
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jul 2011)
Tax Bill	$3,390 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-402679`

Property Details

APN / Parcel Number

Primary APN	`20-402679`
Alternative APN	`402679`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,456 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal

Location & Zoning

Account Number	402679
Street Address	9991 HARVEST DR
City	FREDERICK
State	MD
Zip	21702-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L96 BLK B SEC 5 .495 AC HARVEST DR. HARVEST DRIVE
Legal Subdivision	CRESTVIEW ESTATES
Legal Block	B
Legal Lot Number	96
Jurisdiction	FREDERICK MD
Township / Civil Division	20, LEWISTOWN
Census Block Group	1
Census Block	1040
Census Tract	751302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

9991 Harvest Dr is owned and occupied by two individuals who bought it in July 2011.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9991 HARVEST DR, FREDERICK, MD 21702-1819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2011 · Amount on File
Deed Sale	Jul 25, 2011 · Amount on File
Prior Sale	Jul 25, 2011 · Amount on File
Deed Book / Page	8446 / 292
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9991 HARVEST DR, FREDERICK, MD 21702-1819
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9991 HARVEST DR, FORT DETRICK, MD 21702-1819

Mortgage

Document Number	0145170429
Date	Feb 8, 2021
Book Page	14517/429

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9991 HARVEST DR, FREDERICK, MD 21702-1819
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	CHOICE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146610348
Date	Mar 15, 2021
Book Page	14661/348

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 9991 Harvest Dr was $3,390 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,833	$333,300 Land $140,200 Building $193,100
2025	$3,390.00
2023	$2,951.00 Homeowner's exemption	$250,100	$286,100 Land $98,900 Building $187,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9991 Harvest Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2003–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9991 Harvest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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