9982 Harvest Dr, Frederick, MD 21702 Property Records

Frederick County property record for 9982 Harvest Dr, Frederick, MD 21702 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,104 sqft · built 1987
Lot Size	0.539 acres (23,522 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Feb 2021)
Tax Bill	$2,208 (2023)
Deeds & Mortgages	Jan 2023 Line of Credit Feb 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-402792`

Property Details

APN / Parcel Number

Primary APN	`20-402792`
Alternative APN	`402792`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,104 sqft Total Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1987
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.539 acres)
Deck Area	28 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	402792
Street Address	9982 HARVEST DR
City	FREDERICK
State	MD
Zip	21702-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 107 BLK B SECT 5 .549 AC HARVEST DR. HARVEST DRIVE
Legal Subdivision	CRESTVIEW ESTATES
Legal Block	B
Legal Lot Number	107
Jurisdiction	FREDERICK MD
Township / Civil Division	20, LEWISTOWN
Census Block Group	1
Census Block	1040
Census Tract	751302

Owner

Source: Frederick County records · APN 20-402792

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	9982 HARVEST DR, FREDERICK, MD 21702-1820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · Line of Credit NYMEO FCU
Feb 04, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ANNABELLE V POWELL
Feb 04, 2021	Deed, Transfer · Conventional Mortgage NYMEO FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 04, 2021 · Amount on Record
Deed Sale	Feb 04, 2021 · Amount on Record
Deed Document Number	0014512189
Deed Book / Page	14512 / 189
Record Updated	Jun 07, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9982 HARVEST DR, FREDERICK, MD 21702-1820
Transaction Type	Mortgage
Record Updated	Feb 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0163070167
Date	Jan 24, 2023
Book Page	16307/167

Lender

Name	NYMEO FCU
Type	Credit Union
Address	FREDERICK, MD 21703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 01, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9982 HARVEST DR, FREDERICK, MD 21702-1820
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145120211
Date	Feb 04, 2021
Book Page	14512/211

Lender

Name	ANNABELLE V POWELL
Type	Private Party

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 15, 2051

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 04, 2021
Property Address	9982 HARVEST DR, FREDERICK, MD 21702-1820
Document Number	0145120189
Book / Page	14512 / 189
Map Reference	MB 14 FO 178
Instrument Date	Jan 15, 2021
Transaction Type	Transfer
Record Updated	Aug 09, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9982 HARVEST DR, FREDERICK, MD 21702-1820

Mortgage

Document Number	0145120196
Date	Feb 04, 2021
Book Page	14512/196

Lender

Name	NYMEO FCU
Type	Credit Union
Address	FREDERICK, MD 21703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,208.00	$180,967	$206,300 Land $101,100 Building $105,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217513021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2003–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012, river or lake flooding, Hurricane Sandy

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 61 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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