9988 Harvest Dr, Frederick, MD 21702 Property Records

Frederick County property record for 9988 Harvest Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,786 sqft · built 1987
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Jul 2009)
Tax Bill	$3,713 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-402822`

Property Details

APN / Parcel Number

Primary APN	`20-402822`
Alternative APN	`402822`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,786 sqft Living Area
1st Floor Area	1,036 sqft
Basement Area	750 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Split Foyer
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Porch	Open Porch
Porch Area	28 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	402822
Street Address	9988 HARVEST DR
City	FREDERICK
State	MD
Zip	21702-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 110 BLK B SECT 5 .347 AC HARVEST DR HARVEST DRIVE
Legal Subdivision	CRESTVIEW ESTATES
Legal Block	B
Legal Lot Number	110
Jurisdiction	FREDERICK MD
Township / Civil Division	20, LEWISTOWN
Census Block Group	1
Census Block	1040
Census Tract	751302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9988 HARVEST DR, FREDERICK, MD 21702-1820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Mar 1, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2009 · Amount on Record
Deed Sale	Jul 9, 2009 · Amount on Record
Prior Sale	Sep 8, 2008 · Amount on Record
Deed Document Number	20092866
Deed Book / Page	7411 / 143
Prior Transfer Date	Oct 30, 2006
Prior Transfer Doc	0064160049
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9988 HARVEST DR, FREDERICK, MD 21702-1820
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9988 HARVEST DR, FREDERICK, MD 21702-1820

Mortgage

Document Number	0163430082
Date	Feb 28, 2023
Book Page	16343/82

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Feb 1, 2063

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9988 HARVEST DR, FREDERICK, MD 21702-1820
Document Number	0128820233
Instrument Date	Mar 1, 2019
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9988 HARVEST DR FREDERICK MD 217021820, FREDERICK, MD 21702-1820

Mortgage

Document Number	0128820233
Date	Mar 21, 2019
Book Page	012882/000233

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 20, 2044

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,800 (+6.1%)	$351,000 (+18.3%) Land $130,100 Building $220,900
2025	$3,713.00 (+7.16%)	$296,700 (+13.63%) Land $92,400 Building $204,300	$296,700 (-) Land $92,400 Building $204,300
2024	$3,465.00 (+10.07%)
2023	$3,148.00	$261,100	$296,700 Land $92,400 Building $204,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2003–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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