Saginaw County property record for 9985 Downing Rd, Birch Run, MI 48415
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,168 sqft · built 1920 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $109,000 (Feb 2020) |
| Tax Bill | $563 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Feb 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-10-6-16-1003-000 |
| Primary APN | 05-10-6-16-1003-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,168 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Basement Area | 384 sqft |
| Unfinished Basement | 384 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Multi-Family |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 50,530 sqft (1.16 acres) |
| Porch | Porch |
| Porch Area | 80 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 9985 DOWNING RD |
|---|---|
| City | BIRCH RUN |
| State | MI |
| Zip | 48415-9790 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | BEG AT E 1/4 CORN OF SEC 16 TH W 364.50 FT TH N 185.65 FT TH E 361.10 FT TH S 185.75 FT TO POB 1.55 ACRES SEC 16 T10N R6E ***DESC CHANGED DUE TO SPLIT 1003-001 10/7/98 |
| Legal Range | 06E |
| Legal Township | 10N |
| Legal Section | 16 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BIRCH RUN |
| Census Block Group | 5 |
| Census Block | 5033 |
| Census Tract | 13100 |
Source: Saginaw County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9985 DOWNING RD, BIRCH RUN, MI 48415-9790 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage TOWNE MORTGAGE CO |
| Feb 12, 2020 | Warranty Deed, Transfer · FHA Mortgage NEW EXECUTIVE MORTGAGE LLC |
| Nov 21, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2020 · Amount on Record |
| Deed Sale | Feb 12, 2020 · Amount on Record |
| Deed Document Number | 20203434 |
| Prior Transfer Date | Sep 20, 2017 |
| Prior Transfer Doc | 0000030977 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 9985 DOWNING RD, BIRCH RUN, MI 48415-9790 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 9985 DOWNING RD, BIRCH RUN, MI 48415-9790 |
| Document Number | 2021019742 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2021019742 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Feb 12, 2020 |
| Property Address | 9985 DOWNING RD, BIRCH RUN, MI 48415-9790 |
| Document Number | 2020003434 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 2020003434 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 614 MONROE AVE, MOUNT MORRIS, MI 48458-1524 |
| Document Number | 0000003435 |
|---|---|
| Date | Feb 12, 2020 |
| Instrument | 2020003435 |
| Name | NEW EXECUTIVE MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Nov 21, 2017 |
| Property Address | 9985 DOWNING RD, BIRCH RUN, MI 48415-9790 |
| Document Number | 0000030977 |
| Instrument Date | Sep 20, 2017 |
| Instrument | 30977 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3060 VOLKMER RD CHESANING MI 486169724, CHESANING, MI 48616-9724 |
Source: Saginaw County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Birch Run Township |
| Unified School District | Birch Run Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,300 (+26.27%) | $134,600 (+26.27%) | |
| 2025 | $563.00 (-62.96%) Homeowner's exemption | ||
| 2023 | $53,300 | $106,600 | |
| 2022 | $1,520.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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