Saginaw County property record for 11510 Downing Rd, Birch Run, MI 48415
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,288 sqft · built 1978 |
| Lot Size | 0.925 acres (40,293 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,393 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-10-6-14-3008-009 |
| Primary APN | 05-10-6-14-3008-009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,288 sqft |
| Unfinished Basement | 1,288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,293 sqft (0.925 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | Deck Area |
| Patio Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 11510 DOWNING RD |
|---|---|
| City | BIRCH RUN |
| State | MI |
| Zip | 48415-9212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | PART OF NW1/4 OF NW1/4 OF SE1/4 OF SEC 14 BEG AT A POINT ON E&W1/4 LINE 2524.42 FT W FROM E1/4 CORN TH S00DEG 33 MIN 17 |
| Legal Range | 06E |
| Legal Township | 10N |
| Legal Section | 14 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BIRCH RUN |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 13100 |
11510 Downing Rd is owned and occupied by two individuals who acquired it in January 2024.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11510 DOWNING RD, BIRCH RUN, MI 48415-9212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 11, 2024 |
| Transfer Doc | 0000001130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jan 18, 2024 |
| Property Address | 11510 DOWNING RD, BIRCH RUN, MI 48415-9212 |
| Document Number | 0000001130 |
| Instrument Date | Jan 11, 2024 |
| Instrument | 2024001130 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Title Company | DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11510 DOWNING RD, BIRCH RUN, MI 48415-9212 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11510 DOWNING RD, BIRCH RUN, MI 48415-9212 |
| Document Number | 0000001131 |
|---|---|
| Date | Jan 18, 2024 |
| Instrument | 2024001131 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
The 2025 property tax bill for 11510 Downing Rd was $2,393 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Birch Run Township |
| Unified School District | Birch Run Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $124,800 (+9.47%) | $249,600 (+9.47%) | |
| 2025 | $2,393.00 Homeowner's exemption | $114,000 | $228,000 |
| 2023 | $96,800 | $193,600 | |
| 2022 | $2,013.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11510 Downing Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 11510 Downing Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRCH RUN TOWNSHIP serves 2,080 people · EPA ID MI0000722 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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