Saginaw County property record for 9863 Downing Rd, Birch Run, MI 48415
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1998 |
| Lot Size | 2.09 acres (91,040 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,338 (2025) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-10-6-16-1003-001 |
| Primary APN | 05-10-6-16-1003-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Modular |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 91,040 sqft (2.09 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 270 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9863 DOWNING RD |
|---|---|
| City | BIRCH RUN |
| State | MI |
| Zip | 48415-9790 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | A-1 |
| Legal Description | COM AT A PT 364.5 FT W FROM E 1/4 CORN OF SEC 16 TH CONT W 595.19 FT TH N 185.65 FT TH E 595.19 FT TH S 185.65 FT TO POB 2.54 |
| Legal Range | 06E |
| Legal Township | 10N |
| Legal Section | 16 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BIRCH RUN |
| Census Block Group | 5 |
| Census Block | 5033 |
| Census Tract | 13100 |
9863 Downing Rd, a residential property, is owned and occupied by an individual who acquired it in April 2010.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9863 DOWNING RD, BIRCH RUN, MI 48415-9790 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 29, 2010 |
| Transfer Doc | 0000011694 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 9863 DOWNING RD, BIRCH RUN, MI 48415-9790 |
| Document Number | 0000015389 |
| Instrument Date | May 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 9863 DOWNING RD BIRCH RUN MI 484159790, BIRCH RUN, MI 48415-9790 |
| Document Number | 0000015389 |
|---|---|
| Date | May 29, 2018 |
| Instrument | 15389 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 28, 2033 |
The 2025 property tax bill for 9863 Downing Rd was $2,338 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Birch Run Township |
| Unified School District | Birch Run Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $154,600 | $309,200 | |
| 2025 | $2,338.00 Homeowner's exemption | ||
| 2023 | $120,200 | $240,400 | |
| 2022 | $1,967.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9863 Downing Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 9863 Downing Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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