James City County property record for 9980 Fire Tower Rd, Toano, VA 23168
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,812 sqft · built 2021 |
| Lot Size | 3.04 acres (132,510 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,329 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-2 04-0-0002-A |
| Primary APN | 04-2 04-0-0002-A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,812 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 132,510 sqft (3.04 acres) |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 36161 |
|---|---|
| Street Address | 9980 FIRE TOWER RD |
| City | TOANO |
| State | VA |
| Zip | 23168-9503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 GENERAL |
| Legal Description | L-2A NICELAND FARM |
| Legal Subdivision | ACREAGE LOTS STONEHOUSE |
| Legal Lot Number | 2A |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | STONEHOUSE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 80404 |
9980 Fire Tower Rd is owned and occupied by two individuals who acquired it in August 2024.
Source: James City County records, as of November 18, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9980 FIRE TOWER RD, TOANO, VA 23168-9503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 21, 2024 |
| Transfer Doc | 0202412170 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 9980 FIRE TOWER RD, TOANO, VA 23168-9503 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Title Company | LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0210002174 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 210002174 |
| Name | FULTON BANK NA |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 371 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2032 |
| Margin | 2 |
The 2025 property tax bill for 9980 Fire Tower Rd was $5,329, up 6.4% from the year before.
Source: James City County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,329.00 (+6.41%) | $642,100 Land $116,500 Building $525,600 | $642,100 Land $116,500 Building $525,600 |
| 2024 | $5,008.00 | ||
| 2023 | $506,400 Land $79,800 Building $426,600 | $506,400 Land $79,800 Building $426,600 | |
| 2022 | $4,203.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9980 Fire Tower Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9980 Fire Tower Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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