9970 Fire Tower Rd, Toano, VA 23168 Property Records

James City County property record for 9970 Fire Tower Rd, Toano, VA 23168

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,705 sqft · built 2021
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on File
Tax Bill	$5,387 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-2 04-0-0002`

Property Details

APN / Parcel Number

Primary APN	`04-2 04-0-0002`
Alternative APN	`35464`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,705 sqft Living Area

Exterior

Year Built	Built 2021
Exterior Material	Concrete
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	261,360 sqft (6 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	35464
Street Address	9970 FIRE TOWER RD
City	TOANO
State	VA
Zip	23168-9503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1 GENERAL AGRICULTURE
Legal Description	L-2 NICELAND FARM
Legal Subdivision	ACREAGE LOTS STONEHOUSE
Legal Lot Number	2
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	1
Census Block	1001
Census Tract	80404

Owner

9970 Fire Tower Rd is owned and occupied by an individual who acquired it in November 2020.

Source: James City County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	9970 FIRE TOWER RD, TOANO, VA 23168-9503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage FULTON BK NA
Nov 13, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 13, 2020
Transfer Doc	0000019686
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	9970 FIRE TOWER RD, TOANO, VA 23168-9503
Document Number	0000001536
Instrument Date	Jan 22, 2021
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9970 FIRE TOWER RD TOANO VA 231689503, TOANO, VA 23168-9503

Mortgage

Document Number	0000001536
Date	Jan 25, 2021
Instrument	1536

Lender

Name	FULTON BK NA

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2051

Interest

Rate Type	Fixed Rate

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Nov 13, 2020
Property Address	9970 FIRE TOWER RD, TOANO, VA 23168-9503
Document Number	0000019686
Instrument Date	Nov 11, 2020
Instrument	19686
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 WHITEBROOK LN NEWPORT NEWS VA 236026815, NEWPORT NEWS, VA 23602-6815

Tax Assessment & Valuation

The 2025 property tax bill for 9970 Fire Tower Rd was $5,387, up 6.4% from the year before.

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,387.00 (+6.42%)	$649,100 Land $161,200 Building $487,900	$649,100 Land $161,200 Building $487,900
2024	$5,062.00 (+14.86%)
2023	$4,407.00	$531,000 Land $128,200 Building $402,800	$531,000 Land $128,200 Building $402,800
2022	$4,407.00
2019	$1,059.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9970 Fire Tower Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9970 Fire Tower Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

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