James City County property record for 10070 Fire Tower Rd, Toano, VA 23168
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,400 sqft · built 2018 |
| Lot Size | 12.9 acres (563,754 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $64 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-2 03-0-0003 |
| Primary APN | 04-2 03-0-0003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,400 sqft Living Area |
| Basement Area | 342 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 563,754 sqft (12.9 acres) |
| Garage Type | Attached |
| Garage Area | 872 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 1,490 sqft |
| Lean-To | Lean-To |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 31970 |
|---|---|
| Street Address | 10070 FIRE TOWER RD |
| City | TOANO |
| State | VA |
| Zip | 23168-9505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 GENERAL |
| Legal Description | L-3 KNEMEYER-POTTER SUBDIVISION |
| Legal Subdivision | KNEMEYER AND POTTER |
| Legal Lot Number | 3 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | STONEHOUSE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 80404 |
Source: James City County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 10070 FIRE TOWER RD, TOANO, VA 23168-9505 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 24, 2021 | Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| May 7, 2018 | Trustee's Deed, Construction Loan · Line of Credit TOWNEBANK MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 16, 2026 |
| Transfer Doc | 0000004858 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Apr 23, 2026 |
| Property Address | 10070 FIRE TOWER RD, TOANO, VA 23168-9505 |
| Document Number | 0000004858 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 20264858 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 10070 FIRE TOWER RD, TOANO, VA 23168-9505 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 10070 FIRE TOWER RD, TOANO, VA 23168-9505 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | LAWYERS TITLE REALTY SERVICES INC, LAWYERS TITLE REALTY SVCS |
| Name | Verified Name |
|---|
| Document Number | 0210003519 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 210003519 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | May 7, 2018 |
| Property Address | 10070 FIRE TOWER RD, TOANO, VA 23168-9505 |
| Instrument Date | May 4, 2018 |
| Instrument | 8233 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 12, 2019 |
| Name | Verified Name |
|---|
| Document Number | 0000008233 |
|---|---|
| Date | May 7, 2018 |
| Instrument | 8233 |
| Name | TOWNEBANK MTG |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: James City County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $64.00 (+1.59%) | $964,800 (+17.42%) Land $167,300 Building $797,500 | $964,800 (+17.42%) Land $167,300 Building $797,500 |
| 2024 | $63.00 (-98.96%) | ||
| 2023 | $821,700 Land $145,800 Building $675,900 | $821,700 Land $145,800 Building $675,900 | |
| 2022 | $6,072.00 (+2.22%) | ||
| 2019 | $5,940.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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