9932 Fire Tower Rd, Toano, VA 23168 Property Records

James City County property record for 9932 Fire Tower Rd, Toano, VA 23168

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,432 sqft · built 1950
Lot Size5.1 acres (222,417 sqft)
OwnerCompany Name on File
Last Sale$350,000 (Dec 2024)
Tax Bill$3,036 (2025)
Deeds & MortgagesNov 2019 Line of Credit
Jul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN04-2 01-0-0017

Property Details

APN / Parcel Number

Primary APN04-2 01-0-0017
Alternative APN
  • 3475

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,432 sqft Living Area
Basement Area704 sqft
Unfinished Basement704 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialWood Siding
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area222,417 sqft (5.1 acres)
PorchSlab
Porch Area394 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number3475
Street Address9932 FIRE TOWER RD
CityTOANO
StateVA
Zip23168-9503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1 GENERAL
Legal DescriptionL-2 STEVENS, CYNTHIA PROPERTY
Legal SubdivisionACREAGE LOTS STONEHOUSE
Legal Lot Number2
JurisdictionJAMES CITY VA
Township / Civil DivisionSTONEHOUSE
Census Block Group1
Census Block1001
Census Tract80404

Owner

9932 Fire Tower Rd is owned by a company that acquired it in February 2025.

Source: James City County records, as of October 19, 2026

Owner of RecordCompany Name on File
Mailing Address4571 WARE CREEK RD, WILLIAMSBURG, VA 23188-1125
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2019Deed of Trust, Mortgage · Line of Credit
CITIZENS & FARMERS BK
Jul 9, 2018Deed of Trust, Mortgage · Line of Credit
CITIZENS & FARMERS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 4, 2024 · Amount on File
Deed SaleDec 4, 2024 · Amount on File
Deed Document Number202415733
Last Transfer DateFeb 5, 2025
Transfer Doc0202502838
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address9932 FIRE TOWER RD, TOANO, VA 23168-9503
Document Number0000017613
Instrument DateNov 21, 2019
Transaction TypeMortgage
Record UpdatedDec 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9932 FIRE TOWER RD TOANO VA 231689503, TOANO, VA 23168-9503

Mortgage

Document Number0000017613
DateNov 26, 2019
Instrument17613
Lender
NameCITIZENS & FARMERS BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address9932 FIRE TOWER RD, TOANO, VA 23168-9503
Document Number0000011520
Instrument DateJul 9, 2018
Transaction TypeMortgage
Record UpdatedAug 14, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011520
DateJul 10, 2018
Instrument11520
Lender
NameCITIZENS & FARMERS BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9932 Fire Tower Rd was $3,036.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,036.00$365,800 Land $142,500 Building $223,300$365,800 Land $142,500 Building $223,300
2023$294,000 Land $116,100 Building $177,900$294,000 Land $116,100 Building $177,900
2022$2,440.00
2019$2,294.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9932 Fire Tower Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9932 Fire Tower Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Fire Tower Rd

Nearby Streets

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