9971 Bluffside Dr, Harbor Springs, MI 49740 Property Records

Emmet County property record for 9971 Bluffside Dr, Harbor Springs, MI 49740

Property Summary

Property TypeSingle Family Home
Lot Size0.47 acres (20,480 sqft)
OwnerIndividual Name on File
Last Sale$13,000 (Jul 2009)
Tax Bill$3,876 (2024)
Flood ZoneZone X (minimal risk)
APN12-07-25-101-002

Property Details

APN / Parcel Number

Primary APN12-07-25-101-002

Exterior

Lot Area20,480 sqft (0.47 acres)
Lot Width100 ft Width

Location & Zoning

Street Address9971 BLUFFSIDE DR
CityHARBOR SPRINGS
StateMI
Zip49740-8104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeEC RR
Legal DescriptionSEQUOIA YACHT CLUB, LOT 4. SECTION 25, T37N, R7W
Legal Range07W
Legal Township37N
Legal Section25
Legal SubdivisionSEQUOIA YACHT CLUB
Legal Lot Number4
JurisdictionEMMET MI
Township / Civil DivisionREADMOND
Census Block Group2
Census Block2025
Census Tract970301

Owner

9971 Bluffside Dr is owned and occupied by an individual who bought it in July 2009.

Source: Emmet County records, as of July 21, 2026

Owner of RecordIndividual Name on File
Mailing Address9971 BLUFFSIDE DR, HARBOR SPRINGS, MI 49740-8104
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2009 · Amount on File
Deed SaleJul 13, 2009 · Amount on File
Prior SaleDec 1, 1992 · Amount on File
Deed Document Number20095067625
Deed Book / Page1115 / 183
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
County SubdivisionReadmond Township
Unified School DistrictHarbor Springs School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$340,400 Land $340,400$680,800 Land $680,800
2024$3,876.00
2023$204,200 Land $204,200$408,400 Land $408,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9971 Bluffside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimJun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9971 Bluffside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Truestream
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Bluffside Dr

Nearby Streets

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