9891 Bluffside Dr, Harbor Springs, MI 49740 Property Records

Emmet County property record for 9891 Bluffside Dr, Harbor Springs, MI 49740

Property Summary

Property Type	Single Family Home
Details	1 ba · 720 sqft · built 1977
Lot Size	0.419 acres (18,291 sqft)
Owner	2 Individual Names on File
Last Sale	$28,950 (May 2020)
Tax Bill	$1,239 (2024)
Deeds & Mortgages	May 2020 Sale Jul 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-07-25-101-004`

Property Details

APN / Parcel Number

Primary APN	`12-07-25-101-004`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Basement Area	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	18,291 sqft (0.419 acres)

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Street Address	9891 BLUFFSIDE DR
City	HARBOR SPRINGS
State	MI
Zip	49740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC RR
Legal Description	SEQUOIA YACHT CLUB, LOT 6. SECTION 25, T37N, R7W
Legal Range	07W
Legal Township	37N
Legal Section	25
Legal Subdivision	SEQUIOA YACHT CLUB SUBDIVISION
Legal Lot Number	6
Jurisdiction	EMMET MI
Township / Civil Division	READMOND
Census Block Group	2
Census Block	2025
Census Tract	970301

Owner

9891 Bluffside Dr is owned by two individuals who bought it in May 2020.

Source: Emmet County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11225 THELIN DR, TRUCKEE, CA 96161-3149
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Deed, Transfer
Jul 27, 2018	Warranty Deed, Transfer
Sep 25, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2020 · Amount on File
Deed Sale	May 13, 2020 · Amount on File
Prior Sale	Jul 27, 2018 · Amount on File
Deed Document Number	20205174369
Deed Book / Page	1221 / 426
Record Updated	Sep 20, 2026

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	EMMET MI
Recording Date	May 13, 2020
Property Address	9891 BLUFFSIDE DR, HARBOR SPRINGS, MI 49740
Document Number	001221/426
Book / Page	1221 / 426
Instrument Date	May 6, 2020
Instrument	5174369
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 BEAR DR, SAN DIEGO, CA 92103-3902

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jul 27, 2018
Property Address	9891 BLUFFSIDE DR, HARBOR SPRINGS, MI 49740
Document Number	001205/369
Book / Page	1205 / 369
Instrument Date	Jun 27, 2018
Instrument	000005158264
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28715 OAK POINT DR, FARMINGTON HILLS, MI 48331-2770

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Sep 25, 2017
Property Address	9891 BLUFFSIDE DR, HARBOR SPRINGS, MI 49740
Document Number	01197/0996
Book / Page	1197 / 0996
Instrument Date	Sep 22, 2017
Instrument	5150873
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Tax	$430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 E LAKE ST, 120, HARBOR SPRINGS, MI 49740-1131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9810 HEMLOCK TRL, HARBOR SPRINGS, MI 49740-9184

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Readmond Township
Unified School District	Harbor Springs School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,800 Building $75,800	$151,600 Building $151,600
2024	$1,239.00
2023		$38,700 Building $38,700	$77,400 Building $77,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9891 Bluffside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9891 Bluffside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Bluffside Dr

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All Harbor Springs, MI Property Records

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