996 Pearson St, Ferndale, MI 48220 Property Records

Oakland County property record for 996 Pearson St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,050 sqft · built 1925
Lot Size	0.102 acres (4,443 sqft)
Owner	Individual Name on Record
Last Sale	$117,000 (Aug 2004)
Tax Bill	$2,539 (2025)
Deeds & Mortgages	Mar 2022 Transfer Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-33-277-010`

Property Details

APN / Parcel Number

Primary APN	`24-25-33-277-010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	967 sqft
Basement Area	967 sqft
Unfinished Basement	967 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,443 sqft (0.102 acres)
Lot Dimensions	126 ft deep x 35 ft wide
Garage Area	356 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	996 PEARSON ST
City	FERNDALE
State	MI
Zip	48220-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 33 RIDGEWAY SUB LOT 16
Legal Range	11E
Legal Township	01N
Legal Section	33
Legal Subdivision	RIDGEWAY
Legal Lot Number	16
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	4
Census Block	4008
Census Tract	173400

Owner

Source: Oakland County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	996 PEARSON ST, FERNDALE, MI 48220-3118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Intrafamily Transfer, Transfer
Oct 7, 2021	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Feb 18, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Mar 21, 2019	Deed of Trust, Mortgage · Line of Credit UNIVERSITY/MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2004 · Amount on Record
Deed Sale	Aug 19, 2004 · Amount on Record
Prior Sale	Jun 8, 2004 · Amount on Record
Deed Document Number	2004360476
Deed Book / Page	33832 / 845
Prior Transfer Date	Jun 10, 2004
Prior Transfer Doc	0333560338
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Mar 10, 2022
Property Address	996 PEARSON ST, FERNDALE, MI 48220-3118
Document Number	0000341076
Book / Page	57567 / 374
Map Reference	LB 27 PG 19
Instrument Date	Feb 14, 2022
Instrument	341076
Transaction Type	Transfer
Record Updated	May 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	996 PEARSON ST, 996, FERNDALE, MI 48220-3118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	996 PEARSON ST, FERNDALE, MI 48220-3118

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	996 PEARSON ST, FERNDALE, MI 48220-3118
Transaction Type	Mortgage
Record Updated	Dec 10, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	996 PEARSON ST, FERNDALE, MI 48220-3118

Mortgage

Document Number	0000239480
Date	Oct 7, 2021
Book Page	56965/445
Instrument	239480

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	996 PEARSON ST, FERNDALE, MI 48220-3118
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	996 PEARSON ST, FERNDALE, MI 48220-3118

Mortgage

Document Number	0000043491
Date	Feb 18, 2021
Book Page	55723/208
Instrument	43491

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	996 PEARSON ST, FERNDALE, MI 48220-3118
Document Number	0000076904
Instrument Date	Mar 21, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	996 PEARSON ST FERNDALE MI 482203118, FERNDALE, MI 48220-3118

Mortgage

Document Number	0000076904
Date	May 17, 2019
Book Page	052838/000586
Instrument	76904

Lender

Name	UNIVERSITY/MI CU
Type	Credit Union
Address	ANN ARBOR, MI 48104-1909

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,539.00 (-2.31%) Homeowner's exemption	$103,210 (+10.4%)	$206,420 (+10.4%)
2024	$2,599.00 (+7.13%)
2023		$93,490	$186,980
2021	$2,426.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Pearson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures