Oakland County property record for 1003 Pearson St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 979 sqft · built 1941 |
| Lot Size | 0.113 acres (4,922 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $173,000 (Dec 2016) |
| Tax Bill | $5,954 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-33-278-019 |
| Primary APN | 24-25-33-278-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 979 sqft Living Area |
| 1st Floor Area | 783 sqft |
| Basement Area | 783 sqft |
| Unfinished Basement | 783 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,922 sqft (0.113 acres) |
| Lot Dimensions | 122 ft deep x 40 ft wide |
| Garage Area | 535 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 43 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1003 PEARSON ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-1603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 33 RIDGEWAY SUB LOT 46 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 33 |
| Legal Subdivision | RIDGEWAY |
| Legal Lot Number | 46 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 173400 |
1003 Pearson St is owned and occupied by two individuals who acquired it in September 2023.
Source: Oakland County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1003 PEARSON ST, FERNDALE, MI 48220-1603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2023 | Intrafamily Transfer, Transfer |
| Nov 1, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC |
| Sep 11, 2020 | Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOVERNMENT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2016 · Amount on File |
| Deed Sale | Dec 7, 2016 · Amount on File |
| Prior Sale | Sep 4, 2002 · Amount on File |
| Deed Document Number | 2016232046 |
| Deed Book / Page | 50152 / 51 |
| Last Transfer Date | Sep 20, 2023 |
| Transfer Doc | 0000103296 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 20, 2023 |
| Property Address | 1003 PEARSON ST, FERNDALE, MI 48220-1603 |
| Document Number | 0000103296 |
| Book / Page | 58889 / 723 |
| Instrument Date | Sep 20, 2023 |
| Instrument | 103296 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1003 PEARSON ST, FERNDALE, MI 48220-1603 |
| Name | Verified Name |
|---|---|
| Address | 1003 PEARSON ST, FERNDALE, MI 48220-1603 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 1, 2021 |
| Property Address | 1003 PEARSON ST, FERNDALE, MI 48220-1603 |
| Document Number | 0000250932 |
| Book / Page | 57039 / 701 |
| Map Reference | LB 27 PG 19 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 250932 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1003 PEARSON ST, FERNDALE, MI 48220-1603 |
| Document Number | 0057039704 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 57039/704 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1003 PEARSON ST, FERNDALE, MI 48220-1603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1003 PEARSON ST, FERNDALE, MI 48220-1603 |
| Document Number | 0000183945 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 54810/459 |
| Instrument | 183945 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1003 Pearson St was $5,954 with a homeowner's exemption, down 3% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,954.00 (-3%) Homeowner's exemption | $140,010 | $280,020 |
| 2024 | $6,138.00 | ||
| 2023 | $132,780 | $265,560 | |
| 2021 | $4,669.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1003 Pearson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1003 Pearson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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