1010 Pearson St, Ferndale, MI 48220 Property Records

Oakland County property record for 1010 Pearson St, Ferndale, MI 48220 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 938 sqft · built 1928
Lot Size	0.118 acres (5,140 sqft)
Owner	Company Name on File
Last Sale	$195,000 (Mar 2026)
Tax Bill	$2,486 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-33-276-027`

Property Details

APN / Parcel Number

Primary APN	`24-25-33-276-027`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	938 sqft Living Area
1st Floor Area	536 sqft
Basement Area	536 sqft
Unfinished Basement	536 sqft
Game Room	Game Room

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,140 sqft (0.118 acres)
Lot Dimensions	128 ft deep x 40 ft wide
Garage Area	369 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	107 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1010 PEARSON ST
City	FERNDALE
State	MI
Zip	48220-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T1N, R11E, SEC 33 RIDGEWAY SUB LOT 14
Legal Range	11E
Legal Township	01N
Legal Section	33
Legal Subdivision	RIDGEWAY SUB
Legal Lot Number	14
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	4
Census Block	4009
Census Tract	173400

Owner

Source: Oakland County records · APN 24-25-33-276-027

Assessment roll updated February 4, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	11538 SILVER DR, STERLING HEIGHTS, MI 48314-2672
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 02, 2026	Warranty Deed, Transfer · Commercial Mortgage LOAN FUNDER LLC SERIES 120489
May 01, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
May 01, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 02, 2026 · Amount on Record
Deed Sale	Mar 02, 2026 · Amount on Record
Deed Document Number	202624872
Deed Book / Page	60978 / 768
Prior Transfer Date	May 26, 2004
Prior Transfer Doc	0000382507
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 02, 2026
Property Address	1010 PEARSON ST, FERNDALE, MI 48220-1604
Document Number	20260024872
Book / Page	60978 / 768
Map Reference	LB 27 PG 19
Instrument Date	Feb 17, 2026
Instrument	20260024872
Transaction Type	Transfer
Record Updated	Apr 01, 2026
Title Company	PARTNERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7121 SUNSET CT, WHITE LAKE, MI 48383-2870

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11538 SILVER DR, STERLING HEIGHTS, MI 48314-2672

Mortgage

Document Number	0060978770
Date	Mar 02, 2026
Instrument	60978/770

Lender

Name	LOAN FUNDER LLC SERIES 120489

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Feb 17, 2027

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1010 PEARSON ST, FERNDALE, MI 48220-1604
Document Number	0000090442
Instrument Date	May 01, 2020
Transaction Type	Mortgage
Record Updated	Jun 05, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 PEARSON ST FERNDALE MI 482201604, FERNDALE, MI 48220-1604

Mortgage

Document Number	0000090442
Date	May 08, 2020
Book Page	054184/000852
Instrument	90442

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	May 07, 2099

Interest

Rate Type	Adjustable Rate
Rate	3.28%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1010 PEARSON ST, FERNDALE, MI 48220-1604
Document Number	0000090441
Instrument Date	May 01, 2020
Transaction Type	Mortgage
Record Updated	Jun 05, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 PEARSON ST FERNDALE MI 482201604, FERNDALE, MI 48220-1604

Mortgage

Document Number	0000090441
Date	May 08, 2020
Book Page	054184/000838
Instrument	90441

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	May 07, 2099

Interest

Rate Type	Adjustable Rate
Rate	3.28%

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,486.00 (-2.28%) Homeowner's exemption	$111,920 (+10.94%)	$223,840 (+10.94%)
2024	$2,544.00 (+6.22%)
2023		$100,880	$201,760
2021	$2,395.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 847 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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