954 Pearson St, Ferndale, MI 48220 Property Records

Oakland County property record for 954 Pearson St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 970 sqft · built 1971
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Nov 2019)
Tax Bill	$6,477 (2025)
Deeds & Mortgages	Nov 2019 Sale Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-25-33-277-014`

Property Details

APN / Parcel Number

Primary APN	`24-25-33-277-014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	970 sqft Living Area
1st Floor Area	970 sqft
Basement Area	970 sqft
Finished Basement	970 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	124 ft deep x 40 ft wide
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	954 PEARSON ST
City	FERNDALE
State	MI
Zip	48220-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 33 RIDGEWAY SUB LOT 20
Legal Range	11E
Legal Township	01N
Legal Section	33
Legal Subdivision	RIDGEWAY
Legal Lot Number	20
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	4
Census Block	4008
Census Tract	173400

Owner

954 Pearson St is owned and occupied by an individual who bought it in November 2019.

Source: Oakland County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	954 PEARSON ST, FERNDALE, MI 48220-3118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2019	Warranty Deed, Transfer
Sep 22, 2017	Quit Claim Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2019 · Amount on File
Deed Sale	Nov 26, 2019 · Amount on File
Prior Sale	Jul 25, 2005 · Amount on File
Deed Document Number	20198972
Deed Book / Page	53549 / 773
Prior Transfer Date	Sep 15, 2017
Prior Transfer Doc	0000176955
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 26, 2019
Property Address	954 PEARSON ST, FERNDALE, MI 48220-3118
Document Number	0000198972
Book / Page	53549 / 00773
Map Reference	LB 27 PG 19
Instrument Date	Nov 19, 2019
Instrument	198972
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount on Record
Tax	$1,591.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19458 HARDY ST, 19458, LIVONIA, MI 48152-1562

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	954 PEARSON ST, FERNDALE, MI 48220-3118

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 22, 2017
Property Address	954 PEARSON ST, FERNDALE, MI 48220-3118
Document Number	0000176955
Book / Page	051099 / 000754
Instrument Date	Sep 15, 2017
Instrument	176955
Transaction Type	Transfer
Record Updated	Nov 27, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19458 HARDY ST LIVONIA MI 481521562, LIVONIA, MI 48152-1562

Mortgage

Document Number	200266
Date	Sep 22, 2017
Book Page	051229/000214
Instrument	200266

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	300 Months
Due	Sep 21, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 954 Pearson St was $6,477, down 1.3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,477.00 (-1.34%)	$107,360	$214,720
2024	$6,565.00
2023		$98,900	$197,800
2021	$4,605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 954 Pearson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 954 Pearson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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