996 Cobblestone Dr, Orange Park, FL 32065 Property Records

Clay County property record for 996 Cobblestone Dr, Orange Park, FL 32065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,815 sqft · built 1985
Lot Size	0.309 acres (13,503 sqft)
Owner	Individual Name on Record
Last Sale	$369,000 (Sep 2025)
Tax Bill	$3,541 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-04-25-020336-002-29`

Property Details

APN / Parcel Number

Primary APN	`13-04-25-020336-002-29`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,815 sqft Heated Area
Gross Area	2,607 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,503 sqft (0.309 acres)
Lot Dimensions	130 ft deep x 104 ft wide
Garage Area	463 sqft
Porch	Porch
Porch Area	329 sqft
Storage Building	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	996 COBBLESTONE DR
City	ORANGE PARK
State	FL
Zip	32065-5781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 STONEBRIDGE UNIT 2 AS REC O R 4484 PG 1226
Legal Range	25
Legal Township	04
Legal Section	13
Legal Subdivision	STONEBRIDGE
Legal Lot Number	29
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	5
Census Block	5007
Census Tract	30904

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	996 COBBLESTONE DR, ORANGE PARK, FL 32065-5781
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Warranty Deed, Transfer · VA Mortgage EQUITY PRIME MORTGAGE LLC
Jul 20, 2021	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Jan 11, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Prior Sale	Jul 20, 2021 · Amount on Record
Deed Document Number	2025043536
Deed Book / Page	4969 / 678
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Sep 16, 2025
Property Address	996 COBBLESTONE DR, ORANGE PARK, FL 32065-5781
Document Number	0049690678
Book / Page	4969 / 678
Map Reference	MB 19 PG 22
Instrument Date	Sep 2, 2025
Instrument	2025043536
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,583.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 STRONGPOINT DR, HENDERSONVILLE, TN 37075-4014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	996 COBBLESTONE DR, ORANGE PARK, FL 32065-5781

Mortgage

Document Number	0004969680
Date	Sep 16, 2025
Instrument	4969/680

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jul 20, 2021
Property Address	996 COBBLESTONE DR, ORANGE PARK, FL 32065-5781
Document Number	0044841226
Book / Page	4484 / 1226
Map Reference	MB 19 PG 22-24
Instrument Date	Jun 28, 2021
Instrument	2021044843
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	AMERICAN TITLE TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4246 SALT SPRINGS LN, 4246, LAKELAND, FL 33811-1893

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	996 COBBLESTONE DR, ORANGE PARK, FL 32065-5781

Mortgage

Document Number	44841228
Date	Jul 20, 2021
Instrument	4484/1228

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jan 11, 2018
Property Address	996 COBBLESTONE DR, ORANGE PARK, FL 32065-5781
Document Number	0040461862
Book / Page	004046 / 001862
Instrument Date	Jan 10, 2018
Instrument	1928
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,435.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	996 COBBLESTONE DR ORANGE PARK FL 320655781, ORANGE PARK, FL 32065-5781

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,541.00 (+4.83%) Homeowner's exemption	$272,327 (+2.9%)	$294,992 (-1.57%) Land $55,000 Building $239,992
2024	$3,378.00 (-6.84%) Homeowner's exemption	$264,653 (+3%)	$299,683 (+4.93%) Land $55,000 Building $244,683
2023	$3,626.00 (+6.46%) Homeowner's exemption	$256,945 (+3%)	$285,596 (+14.48%) Land $55,000 Building $230,596
2022	$3,406.00 Homeowner's exemption	$249,462 Land $40,000 Building $209,462	$249,462 Land $40,000 Building $209,462

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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