978 Cobblestone Dr, Orange Park, FL 32065 Property Records

Clay County property record for 978 Cobblestone Dr, Orange Park, FL 32065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,066 sqft · built 1985
Lot Size	0.268 acres (11,674 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,295 (2025)
Deeds & Mortgages	Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`13-04-25-020336-002-34`

Property Details

APN / Parcel Number

Primary APN	`13-04-25-020336-002-34`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,066 sqft Living Area
Gross Area	2,616 sqft
1st Floor Area	2,066 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,674 sqft (0.268 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	550 sqft
Pool Area	1,960 sqft
Porch	Screened/Unfinished Porch
Porch Area	421 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	978 COBBLESTONE DR
City	ORANGE PARK
State	FL
Zip	32065-5781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 STONEBRIDGE UNIT 2 AS REC OR 1280 PG 164, 4402 PG 2078
Legal Range	25E
Legal Township	04S
Legal Section	13
Legal Subdivision	STONEBRIDGE UNIT 2
Legal Lot Number	34
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	5
Census Block	5007
Census Tract	30904

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	978 COBBLESTONE DR, ORANGE PARK, FL 32065-5781
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 14, 2021
Transfer Doc	0044022078
Record Updated	Jun 8, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Jan 14, 2021
Property Address	978 COBBLESTONE DR, ORANGE PARK, FL 32065-5781
Document Number	0044022078
Book / Page	4402 / 2078
Map Reference	MB 19 PG 22-24
Instrument Date	Jan 14, 2021
Instrument	2021002778
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	978 COBBLESTONE DR, ORANGE PARK, FL 32065-5781

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,295.00 (+4.99%) Homeowner's exemption	$190,618 (+5.99%)	$336,338 (+2.87%) Land $55,000 Building $281,338
2024	$2,186.00 (-10.96%)
2023	$2,455.00 (+8.29%) Homeowner's exemption	$179,851 (+3%)	$326,963 (+16.18%) Land $55,000 Building $271,963
2022	$2,267.00 Homeowner's exemption	$174,613	$281,431 Land $40,000 Building $241,431

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20