Clay County property record for 990 Cobblestone Dr, Orange Park, FL 32065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,063 sqft · built 1987 |
| Lot Size | 0.268 acres (11,674 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $192,900 (Jul 2004) |
| Tax Bill | $2,111 (2023) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-04-25-020336-002-31 |
| Primary APN | 13-04-25-020336-002-31 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,063 sqft Living Area |
| Gross Area | 2,606 sqft |
| 1st Floor Area | 2,063 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 11,674 sqft (0.268 acres) |
| Lot Dimensions | 130 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Pool Area | 595 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 164 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 990 COBBLESTONE DR |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32065-5781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 31 STONEBRIDGE UNIT 2 AS REC OR 2399 PG 531 |
| Legal Range | 25E |
| Legal Township | 04S |
| Legal Section | 13 |
| Legal Subdivision | STONEBRIDGE UNIT 2 |
| Legal Lot Number | 31 |
| Legal Unit | 2 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 30904 |
Source: Clay County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 990 COBBLESTONE DR, ORANGE PARK, FL 32065-5781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Jan 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU/FL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2004 · Amount on Record |
| Deed Sale | Jul 8, 2004 · Amount on Record |
| Prior Sale | Jan 22, 2002 · Amount on Record |
| Deed Document Number | 200457631 |
| Deed Book / Page | 2399 / 531 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jun 24, 2026 |
| Property Address | 990 COBBLESTONE DR, ORANGE PARK, FL 32065-5781 |
| Document Number | 0000031231 |
| Book / Page | 5059 / 1363 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202631231 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 990 COBBLESTONE DR, ORANGE PARK, FL 32065-5781 |
| Document Number | 0000031231, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 5059/1363 |
| Instrument | 202631231 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 12, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 990 COBBLESTONE DR, ORANGE PARK, FL 32065-5781 |
| Document Number | 0042711513 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 990 COBBLESTONE DR ORANGE PARK FL 320655781, ORANGE PARK, FL 32065-5781 |
| Document Number | 0042711513 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 004271/001513 |
| Instrument | 3732 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 21, 2035 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Veteran's exemption | $166,606 (+5.99%) | $315,877 (+3.37%) Land $55,000 Building $260,877 |
| 2023 | $2,111.00 (+9.27%) Homeowner's exemption | $157,196 (+3%) | $305,593 (+14.55%) Land $55,000 Building $250,593 |
| 2022 | $1,932.00 Homeowner's exemption | $152,618 | $266,769 Land $40,000 Building $226,769 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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