989 Cobblestone Dr, Orange Park, FL 32065 Property Records

Clay County property record for 989 Cobblestone Dr, Orange Park, FL 32065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,849 sqft · built 1987
Lot Size	0.262 acres (11,412 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Mar 2015)
Tax Bill	$2,463 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-04-25-020336-002-53`

Property Details

APN / Parcel Number

Primary APN	`13-04-25-020336-002-53`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,849 sqft Living Area
Gross Area	2,455 sqft
1st Floor Area	1,849 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,412 sqft (0.262 acres)
Lot Dimensions	130 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	606 sqft
Pool Area	450 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	502 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	989 COBBLESTONE DR
City	ORANGE PARK
State	FL
Zip	32065-5807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 53 STONEBRIDGE UNIT 2 AS REC OR 3725 PG 160
Legal Range	25E
Legal Township	04S
Legal Section	13
Legal Subdivision	STONEBRIDGE UNIT 2
Legal Lot Number	53
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	5
Census Block	5005
Census Tract	30904

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	989 COBBLESTONE DR, ORANGE PARK, FL 32065-5807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2015 · Amount on Record
Deed Sale	Mar 4, 2015 · Amount on Record
Deed Document Number	201510502
Deed Book / Page	3725 / 160
Prior Transfer Date	Nov 18, 2013
Prior Transfer Doc	0035951224
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	989 COBBLESTONE DR, ORANGE PARK, FL 32065-5807
Transaction Type	Mortgage
Record Updated	Nov 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	989 COBBLESTONE DR, ORANGE PARK, FL 32065-5807

Mortgage

Document Number	0045240197
Date	Oct 19, 2021
Book Page	4524/197
Instrument	2021066133

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,463.00 (+5.03%) Homeowner's exemption Disabled Person's exemption	$206,676 (+5.99%)	$326,039 (+3.23%) Land $55,000 Building $271,039
2024	$2,345.00 (-10.12%)
2023	$2,609.00 (+5.07%) Homeowner's exemption Disabled Person's exemption	$195,002 (+3%)	$315,849 (+15.28%) Land $55,000 Building $260,849
2022	$2,483.00 Homeowner's exemption Disabled Person's exemption	$189,323	$273,983 Land $40,000 Building $233,983

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20