9959 Dice Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 9959 Dice Rd, Freeland, MI 48623

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,315 sqft · built 2021
Lot Size	0.431 acres (18,774 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,900 (Jul 2025)
Tax Bill	$5,867 (2025)
Deeds & Mortgages	Apr 2026 Sale Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-12-3-10-2111-000`

Property Details

APN / Parcel Number

Primary APN	`28-12-3-10-2111-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,315 sqft Living Area
1st Floor Area	1,315 sqft
Basement Area	1,315 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	18,774 sqft (0.431 acres)
Lot Dimensions	167 ft deep x 112 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9959 DICE RD
City	FREELAND
State	MI
Zip	48623-8968
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 11 PRETZER SUBDIVISION SEC 10 T12N R3E SPLIT/COMBINED ON 02/24/2021 FROM 28-12-3-10-2004-000; ***NEW FOR 2021
Legal Range	03E
Legal Township	12N
Legal Section	10
Legal Subdivision	PRETZER SUBDIVISION
Legal Lot Number	11
Legal Unit	11
Jurisdiction	SAGINAW MI
Township / Civil Division	THOMAS
Census Block Group	1
Census Block	1012
Census Tract	12002

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9959 DICE RD, FREELAND, MI 48623-8968
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 22, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 8, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2025 · Amount on Record
Deed Sale	Jul 9, 2025 · Amount on Record
Prior Sale	Mar 22, 2024 · Amount on Record
Deed Document Number	202516916
Last Transfer Date	Apr 6, 2026
Transfer Doc	0000008496
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 13, 2026
Property Address	9959 DICE RD, FREELAND, MI 48623-8968
Document Number	0000008496
Instrument Date	Apr 6, 2026
Instrument	20268496
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	9959 DICE RD, FREELAND, MI 48623-8968

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Mar 22, 2024
Property Address	9959 DICE RD, FREELAND, MI 48623-8968
Document Number	0000005272
Map Reference	LB 12 OF PLS PG 47
Instrument Date	Mar 21, 2024
Instrument	2024005272
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$24,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9959 DICE RD, FREELAND, MI 48623-8968

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 SCENIC VIS, CIBOLO, TX 78108-3474

Mortgage

Document Number	0000005273
Date	Mar 22, 2024
Instrument	2024005273

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

April 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 8, 2022
Property Address	9959 DICE RD, FREELAND, MI 48623-8968
Document Number	0000009495
Map Reference	LB 12 PG 47
Instrument Date	Apr 1, 2022
Instrument	2022009495
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 25, 2024
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8411 W FREELAND RD, FREELAND, MI 48623-8001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1039 WASHBURN PL W, SAGINAW, MI 48602-2960

Mortgage

Document Number	0000009496
Date	Apr 8, 2022
Instrument	2022009496

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Thomas Township
Unified School District	Freeland Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,000 (+4.03%)	$346,000 (+4.03%)
2025	$5,867.00 (+2,396.6%) Homeowner's exemption	$166,300 (+22.28%)	$332,600 (+22.28%)
2024	$235.00 (-92.28%)
2023		$136,000	$272,000
2022	$3,045.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1978–2022)
Most Recent Claim	Aug 2022 · other causes
Claims by Event	Severe Storms And Flooding, May 2020 · 3 claims Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMAS TOWNSHIP serves 11,931 people · EPA ID MI0006580
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Jul 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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