9829 Dice Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 9829 Dice Rd, Freeland, MI 48623

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,492 sqft · built 1970
Lot Size	0.505 acres (21,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Jun 2025)
Tax Bill	$2,975 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-12-3-10-2151-000`

Property Details

APN / Parcel Number

Primary APN	`28-12-3-10-2151-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,492 sqft Living Area
1st Floor Area	1,492 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,998 sqft (0.505 acres)
Lot Dimensions	200 ft deep x 110 ft wide
Garage Area	1,224 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	9829 DICE RD
City	FREELAND
State	MI
Zip	48623-8863
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 1 PRETZER SUBDIVISION NO. 1 SEC 10 T12N R3E
Legal Range	03E
Legal Township	12N
Legal Section	10
Legal Subdivision	PRETZER SUBDIVISION
Legal Lot Number	1
Legal Unit	1
Jurisdiction	SAGINAW MI
Township / Civil Division	THOMAS
Census Block Group	1
Census Block	1012
Census Tract	12002

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8165 GOLDFINCH DR, FREELAND, MI 48623-8676
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage DOW CHEMICAL EMPLOYEES CU
Mar 16, 2018	Warranty Deed, Transfer · Conventional with PMI DOW CHEMICAL EMPS CU
Mar 16, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Mar 16, 2018 · Amount on Record
Deed Document Number	202515766
Prior Transfer Date	May 5, 2015
Prior Transfer Doc	0000005906
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	9829 DICE RD, FREELAND, MI 48623-8863
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9829 DICE RD, FREELAND, MI 48623-8863

Mortgage

Document Number	0000005139
Date	Mar 2, 2022
Instrument	2022005139

Lender

Name	DOW CHEMICAL EMPLOYEES CU
Type	Credit Union
Address	MIDLAND, MI 48641

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Mar 16, 2018
Property Address	9829 DICE RD, FREELAND, MI 48623-8863
Document Number	0000005907
Instrument Date	Mar 5, 2018
Instrument	5907
Transaction Type	Transfer
Record Updated	Mar 29, 2018
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 E PATRICK RD MIDLAND MI 486426504, MIDLAND, MI 48642-6504

Mortgage

Document Number	5908
Date	Mar 16, 2018
Instrument	5908

Lender

Name	DOW CHEMICAL EMPS CU
Type	Credit Union
Address	MIDLAND, MI 48641-1649

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Mar 16, 2018
Property Address	9829 DICE RD, FREELAND, MI 48623-8863
Document Number	0000005906
Instrument Date	May 5, 2015
Instrument	5906
Transaction Type	Transfer
Record Updated	Mar 29, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9829 DICE RD FREELAND MI 486238863, FREELAND, MI 48623-8863

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Thomas Township
Unified School District	Freeland Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,000 (+24.56%)	$212,000 (+24.56%)
2025	$2,975.00 (+20.1%) Homeowner's exemption
2023		$85,100	$170,200
2022	$2,477.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1978–2022)
Most Recent Claim	Aug 2022 · other causes
Claims by Event	Severe Storms And Flooding, May 2020 · 3 claims Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMAS TOWNSHIP serves 11,931 people · EPA ID MI0006580
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Jul 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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