Saginaw County property record for 9845 Dice Rd, Freeland, MI 48623
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,125 sqft · built 1920 |
| Lot Size | 20.3 acres (885,139 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,622 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-12-3-10-2022-000 |
| Primary APN | 28-12-3-10-2022-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,125 sqft Living Area |
| 1st Floor Area | 904 sqft |
| Basement Area | 904 sqft |
| Unfinished Basement | 904 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 885,139 sqft (20.3 acres) |
| Garage Area | 1,400 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 110 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 9845 DICE RD |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-8863 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | N 3/4 OF NW 1/4 OF NW 1/4 EXC N 200 FT OF W 529 FT, ALSO EXC N 200 OF E 474.3 FT.ALSO EXC S 720 FT OF W 200 FT -- 20.32 ACRES |
| Legal Range | 03E |
| Legal Township | 12N |
| Legal Section | 10 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | THOMAS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 12002 |
9845 Dice Rd is owned and occupied by an individual who acquired it in March 2007.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9845 DICE RD, FREELAND, MI 48623-8863 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2007 |
| Deed Sale | Mar 12, 2007 |
| Deed Book / Page | 2438 / 468 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 9845 Dice Rd was $3,622 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Thomas Township |
| Unified School District | Freeland Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $148,900 (+14.98%) | $297,800 (+14.98%) | |
| 2025 | $3,622.00 Homeowner's exemption | $129,500 | $259,000 |
| 2023 | $100,200 | $200,400 | |
| 2022 | $3,028.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9845 Dice Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2022) |
| Most Recent Claim | Aug 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9845 Dice Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THOMAS TOWNSHIP serves 11,931 people · EPA ID MI0006580 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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