9915 Dice Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 9915 Dice Rd, Freeland, MI 48623

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 960 sqft · built 1963
Lot Size	0.414 acres (18,034 sqft)
Owner	2 Individual Names on Record
Last Sale	$143,000 (Jul 2021)
Tax Bill	$2,474 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-12-3-10-2113-000`

Property Details

APN / Parcel Number

Primary APN	`28-12-3-10-2113-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,034 sqft (0.414 acres)
Lot Dimensions	167 ft deep x 108 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	52 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	9915 DICE RD
City	FREELAND
State	MI
Zip	48623-8968
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 13 PRETZER SUBDIVISION SEC 10 T12N R3E
Legal Range	03E
Legal Township	12N
Legal Section	10
Legal Subdivision	PRETZER SUBDIVISION
Legal Lot Number	13
Legal Unit	13
Jurisdiction	SAGINAW MI
Township / Civil Division	THOMAS
Census Block Group	1
Census Block	1012
Census Tract	12002

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9915 DICE RD, FREELAND, MI 48623-8968
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · FHA Mortgage CASON HOME LOANS
May 19, 2026	Quit Claim Deed, Transfer · Line of Credit FRANKENMUTH CREDIT UNION
Jul 27, 2021	Warranty Deed, Transfer · FHA Mortgage CASON HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2021 · Amount on Record
Deed Sale	Jul 27, 2021 · Amount on Record
Prior Sale	Aug 5, 2015 · Amount on Record
Deed Document Number	202125248
Last Transfer Date	May 14, 2026
Transfer Doc	0000013413
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	9915 DICE RD, FREELAND, MI 48623-8968
Transaction Type	Mortgage
Record Updated	May 29, 2026
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 W PEARL ST, OVID, MI 48866-5116

Mortgage

Document Number	0000025455
Date	Jul 29, 2021
Instrument	2021025455

Lender

Name	CASON HOME LOANS
Type	Mortgage Company
Address	NORTH PALM BEACH, FL 33408

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	May 19, 2026
Property Address	9915 DICE RD, FREELAND, MI 48623-8968
Document Number	0000013413
Instrument Date	May 14, 2026
Instrument	202613413
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	MICHIGAN TRUST TITLE, MICHIGAN TRUSTED TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9915 DICE RD, FREELAND, MI 48623-8968

Mortgage

Document Number	0000013414,
Date	May 19, 2026
Instrument	202613414

Lender

Name	FRANKENMUTH CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 14, 2066

Interest

Rate	6.46%
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 27, 2021
Property Address	9915 DICE RD, FREELAND, MI 48623-8968
Document Number	0000025248
Map Reference	LB 12 PG 47
Instrument Date	Jul 23, 2021
Instrument	2021025248
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,072.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9915 DICE RD, FREELAND, MI 48623-8968

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9915 DICE RD, FREELAND, MI 48623-8968

Mortgage

Document Number	0000025455
Date	Jul 29, 2021
Instrument	2021025455

Lender

Name	CASON HOME LOANS
Type	Mortgage Company
Address	NORTH PALM BEACH, FL 33408

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Thomas Township
Unified School District	Freeland Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,100 (+7.28%)	$162,200 (+7.28%)
2025	$2,474.00 (+19.86%) Homeowner's exemption	$75,600 (+21.15%)	$151,200 (+21.15%)
2023		$62,400	$124,800
2022	$2,064.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1978–2022)
Most Recent Claim	Aug 2022 · other causes
Claims by Event	Severe Storms And Flooding, May 2020 · 3 claims Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMAS TOWNSHIP serves 11,931 people · EPA ID MI0006580
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Jul 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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